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Do I need a Mastercard?

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hyprble
Regular Contributor

Do I need a Mastercard?

disclaimer: this is not an April Fool's joke/question

 

Aside from adding another Amex down the line, I'm done with applying for any credit cards.  I did just notice that I do not have a Mastercard.  My last Mastercard was closed by Citi, so I have an Amex, a whole lotta Visas, store cards, and a Discover.  Should I get a Mastercard "just in case" some place doesn't take Visa/Discover/Amex?  I'm thinking mostly for international travel since I've head it's more Mastercard friendly there.  Anyone here have any experiences of not being able to use any of their other cards?


Starting Score: 557 (2005)
Current Score: 803
Goal Score: 805


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Message 1 of 6
5 REPLIES 5
Anonymous
Not applicable

Re: Do I need a Mastercard?

I've traveled to many countries (mostly european contries and Taiwan) with my Cap 1 visa never been to any place that don't take VISA so I think you'll be fine. 

Message 2 of 6
hemi961
Regular Contributor

Re: Do I need a Mastercard?

I don't know that you need a mastercard but if you have several Visa cards there is a chance that at least one of them is with a bank that also offers Mastercards and might do a product change for you. I had a BofA Visa, changed it to an Amex and then to their World Mastercard. I don't know if this is possible in your case but it is a good way to go if you don't want to take the score hit for a new account.
Message 3 of 6
Anonymous
Not applicable

Re: Do I need a Mastercard?

When it comes to traveling abroad, Visa is the best to have. Some places (although rare) in Europe don't accept Master Card.
Message 4 of 6
Anonymous
Not applicable

Re: Do I need a Mastercard?

You will be fine with a VISA - I would not worry with a Master Card at this time...

 

Ray

 

 

 

 

Message 5 of 6
hyprble
Regular Contributor

Re: Do I need a Mastercard?

Thanks for the advice!  I'll hold off on getting a Mastercard unless I can get a PC from one of my banks without taking a hit Smiley Happy


Starting Score: 557 (2005)
Current Score: 803
Goal Score: 805


Take the FICO Fitness Challenge
Message 6 of 6
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