Do account credits affect a sub threshold?

[Anonymous]

I just got my Citi DC today. Would price rewind credits affect progress towards the $500 sub threshold? A deal is a deal

[K-in-Boston]

Generally speaking, spending requirements are usually met by the charges (not including balance transfers, cash advances, etc.) minus any credits.  In the case of a Price Rewind, I'd suggesting contacting Citi to clarify or just spend at least enough to push you over the SUB threshhold deducting the credit to be safe.  That couldn't be that much, right?

[Shadowfactor]

In my experience with Amex and US bank.

It’s any sort of posted charge that doesn’t get returned. Anything you get account credit for such as Amex’s airline credits and Amex offers. They do not affect your total spend when it comes to Welcome bonuses.

I spent 5050 on my Amex platinum within the first month and then stopped spending on the card. I received my SUB even though I had a $50 Saks Credit and $200 in airline credits from Amex.
I have since spent another 5K on the card and am still in my 3 month period but I was given the sub after spending 5K even though I received $300 in statement credits.

The same happened with US bank. I received the SUB after I spent 4.5K even though I received the travel credit.
I would spend over just in case though.

[Anonymous]

I have a large, planned, purchase that'll push me over the threshold for sure. Maybe i'll test the waters with something small just to see how it shakes out.

[Shadowfactor]

Data points are always welcome on the forum.

I didn’t see your original post, just the subject I guess I completely missed the fact you were referring to Citi.