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Do the pre-qualify sites result in a HP?

Frequent Contributor

Do the pre-qualify sites result in a HP?

The title says it all. do you get a hard pull if you check to see if you pre-qualify for cards such as Capital One or any others?

Started Rebuild 4/2018: EX 616| TU 604| EQ 621

Current 8/18/18:


Goal Score: 750+
Message 1 of 6
5 REPLIES
Senior Contributor

Re: Do the pre-qualify sites result in a HP?

Not at all.
FICO 08 Scores (Jun-18): TU 795, EQ 797, EX 791

Message 2 of 6
Frequent Contributor

Re: Do the pre-qualify sites result in a HP?

Thanks, but they do do a soft pull, correct?

Started Rebuild 4/2018: EX 616| TU 604| EQ 621

Current 8/18/18:


Goal Score: 750+
Message 3 of 6
Community Leader
Super Contributor

Re: Do the pre-qualify sites result in a HP?

Yes they do.


Message 4 of 6
Super Contributor

Re: Do the pre-qualify sites result in a HP?

HP's are for applications for new credit or additional credit generally speaking. A prequalified site is not an application, so it cannot result in a HP.
Message 5 of 6
Valued Member

Re: Do the pre-qualify sites result in a HP?

Not at all. It is just a SP.
Message 6 of 6