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Do you keep cancelled cards linked to your online portal?

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Anonymous
Not applicable

Do you keep cancelled cards linked to your online portal?

I have an AMEX Corporate Gold tied to my American Express account, and a cancelled Citi Aadvantage card to my Citi account. I have the option to remove both, but haven't yet.

 

Do people tend to remove these from online management? Any reason I should keep it tied to my account?

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Anonymous
Not applicable

Re: Do you keep cancelled cards linked to your online portal?

I have a cancelled QS1 and Barclay's Juniper. I'd like to remove them, but I don't see any way to do it. 

Message 2 of 4
Sharingan
Established Contributor

Re: Do you keep cancelled cards linked to your online portal?


@Anonymous wrote:

I have an AMEX Corporate Gold tied to my American Express account, and a cancelled Citi Aadvantage card to my Citi account. I have the option to remove both, but haven't yet.

 

Do people tend to remove these from online management? Any reason I should keep it tied to my account?


I keep them linked for a couple of months after closing them in the event that a charge slips through (still possible even though the account is "closed"), or if there's a small interest charge that appears after paying off the card. There have been a few stories on here of people closing cards and seeing 30 day lates appearing on their credit reports because they didn't realize a small balance appeared after paying it off. 



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Closingracer99
Valued Contributor

Re: Do you keep cancelled cards linked to your online portal?

i closed my chase sapphire and after 3-5 months they took it off themselves . i agree letting them sta on in case something like a charge showing up


My Cards: Amex BCE: $9,000, Amex Hilton HHonors: $2,000, Amex ED: $12,000, Barclays NFL extra points: $3,000, Bank of America MLB cash rewards: $17,000, BBVA compass NBA Amex triple double rewards: $17,000, Chase Amazon: $1,000, Chase Freedom: $9,000, Chase Sapphire: $5,000, Chase Slate: $5,000, Chase Disney: $4,000, Citi Double Cash: $5,400, Citi AA plat: $5,500, Citi Simplicity: $3,000, Citi Thank you preferred: $8,800, Capital one GM: $2,000, Capital one PlayStation: $3,000, Gamestop: $1,150, Amazon Store: $5,000, Ebay MasterCard: $5,000, American Eagle Storecard: $750, Macy's: $500
EX: 744, TU:750, EQ: 740
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