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Do you know of any creditors who use the FICO 04 scoring model who pull TU?

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12njoy
Super Contributor

Do you know of any creditors who use the FICO 04 scoring model who pull TU?

Do you know of any creditors who use the FICO 04 scoring model who pull TU?

(Formerly known as: Credit is my hobby (1.7M)/TCL objective)
___________ 12Njoy
FICO - EX 825; EQ 807; TU 810 I'm climbing back to 800+
Message 1 of 5
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dodgerslv
Valued Contributor

Re: Do you know of any creditors who use the FICO 04 scoring model who pull TU?


@12njoy wrote:

Do you know of any creditors who use the FICO 04 scoring model who pull TU?


I know as a fact that U.S Bank uses the 04 model. Im sure it depends on location but here in NV they pull EX for applications and TU for CLI and AR.

gardening since 5/21/2016
Message 2 of 5
12njoy
Super Contributor

Re: Do you know of any creditors who use the FICO 04 scoring model who pull TU?


@dodgerslv wrote:

@12njoy wrote:

Do you know of any creditors who use the FICO 04 scoring model who pull TU?


I know as a fact that U.S Bank uses the 04 model. Im sure it depends on location but here in NV they pull EX for applications and TU for CLI and AR.


Thanks.  I just app'd with US Bank and 5/3 Bank who both use FICO 04 and pull TU here in Ohio.  I was trying to get one more in before they show up.

(Formerly known as: Credit is my hobby (1.7M)/TCL objective)
___________ 12Njoy
FICO - EX 825; EQ 807; TU 810 I'm climbing back to 800+
Message 3 of 5
dodgerslv
Valued Contributor

Re: Do you know of any creditors who use the FICO 04 scoring model who pull TU?


@12njoy wrote:

@dodgerslv wrote:

@12njoy wrote:

Do you know of any creditors who use the FICO 04 scoring model who pull TU?


I know as a fact that U.S Bank uses the 04 model. Im sure it depends on location but here in NV they pull EX for applications and TU for CLI and AR.


Thanks.  I just app'd with US Bank and 5/3 Bank who both use FICO 04 and pull TU here in Ohio.  I was trying to get one more in before they show up.


oops...my bad, didnt see you already had approvals from those banks..

gardening since 5/21/2016
Message 4 of 5
12njoy
Super Contributor

Re: Do you know of any creditors who use the FICO 04 scoring model who pull TU?


@dodgerslv wrote:

@12njoy wrote:

@dodgerslv wrote:

@12njoy wrote:

Do you know of any creditors who use the FICO 04 scoring model who pull TU?


I know as a fact that U.S Bank uses the 04 model. Im sure it depends on location but here in NV they pull EX for applications and TU for CLI and AR.


Thanks.  I just app'd with US Bank and 5/3 Bank who both use FICO 04 and pull TU here in Ohio.  I was trying to get one more in before they show up.


oops...my bad, didnt see you already had approvals from those banks..


No problem.  I appreciate the insight though.

(Formerly known as: Credit is my hobby (1.7M)/TCL objective)
___________ 12Njoy
FICO - EX 825; EQ 807; TU 810 I'm climbing back to 800+
Message 5 of 5
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