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Do you think I could push it or should I be happy

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Carlile92
Regular Contributor

Do you think I could push it or should I be happy

I had applied for the Barclay carnival card and was declined but called recon number without any real pushing or fight I was giving a cl of 1000 to start with 661 tu fico was pulled by them and was used for decision.

I have zero bad marks on account but I see others with ficos in same area getting 1500 and 2000 cl and I was wondering do you think I would be able to maybe call back and just maybe be able to push cl to 1500 and what I could say to get it
Fico's in 500s across all three and one nfcu nrewards card with 2k limit for rebuilding
Message 1 of 5
4 REPLIES 4
Odiseous
Frequent Contributor

Re: Do you think I could push it or should I be happy


@Carlile92 wrote:
I had applied for the Barclay carnival card and was declined but called recon number without any real pushing or fight I was giving a cl of 1000 to start with 661 tu fico was pulled by them and was used for decision.

I have zero bad marks on account but I see others with ficos in same area getting 1500 and 2000 cl and I was wondering do you think I would be able to maybe call back and just maybe be able to push cl to 1500 and what I could say to get it

The Recon reversed the denial.

 

IMO, I'd let things be for a bit. It's a new account. I don't see any reason to push their buttons. After all, they did "do you a solid" by reversing the denial. 

 

Now, If you had been initailly approved for the $1k limit, then I could se the Recon being used for a CLI. 

 

Maybe it's just me. But I think once you use a recon to overturn/improve a decision, it's prudent to leave well enough alone for a bit. 

TU98 751, EQ 766, EX 766 (Lender)

If at first you don't succeed; Garden for 6 months, then try again.

Work the system. Don't let the system work you.
Message 2 of 5
Anonymous
Not applicable

Re: Do you think I could push it or should I be happy

+1

 

Congrats on the card, Carlile92!  But let it alone for now.

 

You did good. 

 

Smiley Happy

Message 3 of 5
Creditaddict
Legendary Contributor

Re: Do you think I could push it or should I be happy

You have no baddies?

How old are you?

What other credit cards or loans do you have?

 

I had 660 Score when I applied and was given $1300, I pussed but got a very conservative I believe new (fumbling over talking about credit with me) denied recon for CLI... thought about trying again!!

Message 4 of 5
Carlile92
Regular Contributor

Re: Do you think I could push it or should I be happy

I am 19 and have a couple of cards I have nothing bad on report and about 2 year aaoa and I just wanted like 1200 or 1500 nothing crazy but what makes me think I have a chance is that when I first called for recon he was like I see that you are doing everything right in your report to build good credit and with no hesitation gave me a 1000 cli with no hassle at all so I was thinking could I give a little push
Fico's in 500s across all three and one nfcu nrewards card with 2k limit for rebuilding
Message 5 of 5
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