Does Amex Offer Balance Transfer Promotions (Excluding Sign-up)

[K-in-Boston]

In 15 years of being an Amex customer, my only balance transfer offer was on my Blue from American Express when I opened it. I have never personally seen a 0% or super low offer for a balance transfer after an initial promotional period, but have received promotional APR reductions on a revolver and on Pay Over Time.

[Anonymous]

Yes, excluding sign-up. Two months after.

[CreditCuriosity]

Never personally heard of them.. Maybe @Anonymous can chime in.   Maybe in the past or possibly maybe now even, just never heard of them from anyone here other then 0% intro offers.

[Anonymous]

---

@Anonymous wrote:
Yes, excluding sign-up. Two months after.

---

Thank you.  I think you're very lucky because like @K-in-Boston I have had Amex cards for a very long time and never received a BT offer outside the initial signup bonus.

[Anonymous]

---

@Anonymous wrote:
Yes, excluding sign-up. Two months after.

---

So which offer was it? for what card? Did you get an email? saw it when you logged in?

[Anonymous]

---

@K-in-Boston wrote:

In 15 years of being an Amex customer, my only balance transfer offer was on my Blue from American Express when I opened it. I have never personally seen a 0% or super low offer for a balance transfer after an initial promotional period, but have received promotional APR reductions on a revolver and on Pay Over Time.

---

Hi, K!  MyFICO guru! I can only speculate.  But then again, this is the same lender that diminished my credit line after I bought a house in 2000. I'm just happy I am back in AMEX's loving arms, LOL.

With AMEX since 1998, less than 1% utilization ATM.