cancel
Showing results for 
Search instead for 
Did you mean: 

Does Amex Serve work like a debit card?

tag
TravellingNomad
Established Contributor

Does Amex Serve work like a debit card?

Can I use Serve card like a debit card and pay something like my insurance bill online? Maybe im just not using the correct search word, but what i've read all points to the bill pay feature...and i dont want to go that option.

Message 1 of 23
22 REPLIES 22
creditfan
Established Contributor

Re: Does Amex Serve work like a debit card?

NONE of AMEX cards consider debit

Message 2 of 23
mongstradamus
Super Contributor

Re: Does Amex Serve work like a debit card?


@creditfan wrote:

NONE of AMEX cards consider debit


its an prepaid card only thing you can really use it for is bill pay. Anything else i would deem to dangerous, as in they will shut you down or they will return payments. 



EX Fico 804 11/16/16 Fako 800 Credit.com 11/16/16
EQ SW bank enhanced 11/16/16 839 CK fako 822 11/16/16
TU Fico discover 10/19/16 814 Fako 819 Creditkarma 11/16/16
Message 3 of 23
Anonymous
Not applicable

Re: Does Amex Serve work like a debit card?

The Target RedCard by Amex does act like a debit card.
Message 4 of 23
Anonymous
Not applicable

Re: Does Amex Serve work like a debit card?

Sorta
Message 5 of 23
Anonymous
Not applicable

Re: Does Amex Serve work like a debit card?


@mongstradamus wrote:

@creditfan wrote:

NONE of AMEX cards consider debit


its an prepaid card only thing you can really use it for is bill pay. Anything else i would deem to dangerous, as in they will shut you down or they will return payments. 


Cant you also use it where Amex credit cards are accepted?  You certainly can with bluebird and redbird.

Message 6 of 23
mongstradamus
Super Contributor

Re: Does Amex Serve work like a debit card?


@Anonymous wrote:
Sorta

I find serve/redbird/bluebird to be too risky for anything other than bill pay, but others may be more daring and withdraw money or try and buy MO. Thats not my cup of tea.



EX Fico 804 11/16/16 Fako 800 Credit.com 11/16/16
EQ SW bank enhanced 11/16/16 839 CK fako 822 11/16/16
TU Fico discover 10/19/16 814 Fako 819 Creditkarma 11/16/16
Message 7 of 23
mongstradamus
Super Contributor

Re: Does Amex Serve work like a debit card?


@Anonymous wrote:

@mongstradamus wrote:

@creditfan wrote:

NONE of AMEX cards consider debit


its an prepaid card only thing you can really use it for is bill pay. Anything else i would deem to dangerous, as in they will shut you down or they will return payments. 


Cant you also use it where Amex credit cards are accepted?  You certainly can with bluebird and redbird.


You can but definition of debit card can be broad. Since you can't pay CC with it on CC website you have to push it thru amex serve site. Yes you can use it for regular purchases, but i don't like using it for that purpose since you don't get warranties and stuff like that i don't think 



EX Fico 804 11/16/16 Fako 800 Credit.com 11/16/16
EQ SW bank enhanced 11/16/16 839 CK fako 822 11/16/16
TU Fico discover 10/19/16 814 Fako 819 Creditkarma 11/16/16
Message 8 of 23
TravellingNomad
Established Contributor

Re: Does Amex Serve work like a debit card?


@mongstradamus wrote:

@Anonymous wrote:

@mongstradamus wrote:

@creditfan wrote:

NONE of AMEX cards consider debit


its an prepaid card only thing you can really use it for is bill pay. Anything else i would deem to dangerous, as in they will shut you down or they will return payments. 


Cant you also use it where Amex credit cards are accepted?  You certainly can with bluebird and redbird.


You can but definition of debit card can be broad. Since you can't pay CC with it on CC website you have to push it thru amex serve site. Yes you can use it for regular purchases, but i don't like using it for that purpose since you don't get warranties and stuff like that i don't think 


So you're saying it can be used to purchase things online (which is what the FAQ stated), but i can't logon to my Allstate account and pay my monthly bill with the serve card?

 

 

Message 9 of 23
cashnocredit
Valued Contributor

Re: Does Amex Serve work like a debit card?

Amex's Serve card is a debit card as are all prepaid cards. These are different than secured credit cards which are actual credit cards and carry the usual fees and interest. the main advantage of Serve is that you can use it at places that take Amex cards like Costco without needing a pin.


I have reestablished credit over the last couple years
so my moniker is, well, rather out of date.

WM Discover $1800, WF Plat 12k, Chase Freedom Siggy18k, Amex Plat (60k H/B), Citi AA EWMC 25k
Message 10 of 23
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.