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Does Amex give 3x CLI for college students?

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Anonymous
Not applicable

Does Amex give 3x CLI for college students?

Does AMEX give it to college students? Does anyone know if AMEX has any specific limits imposed on the limits of college students? Thank you in advance for any help or suggestions. My current limit is 2k. 

Message 1 of 10
9 REPLIES 9
ojefferyo
Valued Contributor

Re: Does Amex give 3x CLI for college students?

I guess it all depends on your income and history and a few other things

Amex Platinum, Amex Hilton HHonors Surpass, Chase Southwest Premier, Chase Marriott Rewards Premier, Discover IT, Sony Visa, Barclay Arrival+ MC, Cabela Visa, Walmart SC, Amazon SC, Kohls, Diners Club Premier, PayPal Credit, PenFed Platinum Reward Visa, PenFed PLOC, Chase Ritz Carlton, Citi TY Premier, Amex BCP, Discover Miles, Care Credit, Blue Nile SC, iComfort SC, Cap1 Venture, Chase Hyatt, Lowes, US Bank Cash+, Citi Costco Visa
Message 2 of 10
chalupaman
Super Contributor

Re: Does Amex give 3x CLI for college students?

I'm a college student but didn't get the 3x CLI on my Amex Gold Delta but I did get a counteroffer to double my limit at the time.

 

And not too long after, I got approved for the ED and Green card.

Tradelines: Macy’s - $18k, Penfed Power Cash Rewards - $10k, Ethan Allen (TD Bank) - $5.7k, Kay Jewelers - $5.5k, Appliances Connection - $5.3k, Jared - $5.25k, Best Buy (Citi) - $5k, Dell Preferred Account - $3.5k, Samsung - $3.2k, Firestone CFNA - $3.2k, Capital One Platinum - $3k, Mercury MC - $2.25k, Williams Sonoma - $2.1k, Wayfair (Fortiva) - $2k, Amazon Store Card - $1.8k, Apple Card - $1.7k, NFCU cashRewards - $1.5k, CareCredit - $1.5k, B&H Photo - $1.5k, Adorama - $1.25k, Ebay MC - $1k, Sam’s Club MC - $1k, American Eagle - $1k, Ollo MC - $600, Mission Lane Visa - $500, NY & Company - $500, Walgreens - $500, Home Depot - $500, Target RED Card - $500, CapOne Secured MC 0 AF - $500, Penfed Overdraft LOC - $500

Current FICOS: Mid 640s-50s on all reports, Ch 7 BK D/C Aug 2019
Starting scores: EX - 534, EQ - 574, TU - 516 | Total TLs: $91k approx | Total Utilization: 17%, getting this back down
Message 3 of 10
Anonymous
Not applicable

Re: Does Amex give 3x CLI for college students?

Yes. I just got a cli from 2k to 6k after 90 days of account opening
Message 4 of 10
BeeH11
Regular Contributor

Re: Does Amex give 3x CLI for college students?

Yes. When I got my AMEX (while a college student), it started at $2k. The it went up to $6k (I didn't even ask for it, just went automatically up).

Chase Sapphire Reserve. Chase Freedom Unlimited. Amex Gold. Amex Everyday. Discover It. Capital One QuickSilver. Bloomingdales. Victoria Secret.
Message 5 of 10
Anonymous
Not applicable

Re: Does Amex give 3x CLI for college students?

Good to know. What did you roughly report for your income and assests? Did you funnel a lot of money through the card to start off with?

Message 6 of 10
Anonymous
Not applicable

Re: Does Amex give 3x CLI for college students?

I reported ~60k and basically met sign up bonus and sock drawer. Only reason I opened card is to backdate
Message 7 of 10
takeshi74
Senior Contributor

Re: Does Amex give 3x CLI for college students?

AFAIK they don't exclude college students.

Message 8 of 10
Fizzled
Valued Member

Re: Does Amex give 3x CLI for college students?

How would Amex even know if you're a student?

 

I'm a student. I went from 2k (Starting) >6k (3x CLI request) >8k (automatic) >11k (invited to apply) in just over a year. But, I also have full-time income.

Message 9 of 10
elegia
New Contributor

Re: Does Amex give 3x CLI for college students?

I don't see why not. Sure, your income might be low, but I went from $7,500 to $14,400 with an income of $36,000 - not a student at the time, but clearly income doesn't weigh that much in the calcuations.

Message 10 of 10
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