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If you balance transfer between two cards, between their reporting dates, does that balance get reported for BOTH cards on your CR?
Ex:
Card A balance = $2000 , reported to CBs 8/1
Card B balance = 0, reported 7/24
transfer $2k from A to B on 8/5
will A report $0 balance before B cuts 8/24? Or will A and B both report $2000 until A cuts 9/1?
In the scenario you laid out you would have the balance showing on both cards from 8/24 to 9/1 assuming card A is not a chase card
Utilization has no memory.
Yes, a BT will most likely report on each card, until the first card being reduced posts another statement. In the long run it doesn't matter, unless you are going from a low utilization large balance and moving that large balance to create very high utilization on the BT destination card. In that case the individual card utlization increase will be a longer term score reduction, until that high utilization is brought down.
The real exception is if you make a new charge on a card, and BT the amount away prior to any statement cutting with that large balance amount.