Does Cap1 upgrade Mastercards?

[Meanmchine]

I have a $5k+ CL Savor card which is a Platinum Mastercard. I tried to get Cap1 to upgrade it to a  WEMC but the senior supervisor said Cap1 doesnt upgrade

Is this true or should I CBTA

[UncleB]

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@Meanmchine wrote:

I have a $5k+ CL Savor card which is a Platinum Mastercard. I tried to get Cap1 to upgrade it to a  WEMC but the senior supervisor said Cap1 doesnt upgrade

Is this true or should I CBTA

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I'm in the same boat as you... my Savor has a CL of $5.9k and is a Platinum MasterCard.

The rep is correct; the CSRs have no way to give network upgrades.  In the past many people reported that their Platinum (network level) cards got auto-upgraded when they did a PC do a different product (the new card would come as Signature or WMC) but I've PC'ed twice now and I still have a Platinum MasterCard.

If you dig around enough on the forums you'll find a few cases where people went to the EO with mixed results, but it was painful and in any case I'm not sure the EO would be willing to help with this now anyway.  I suspect they'd advise you to apply for a new card (that seems to be the go-to message these days). 

[FireMedic1]

I remember and looked back at old threads from 2016. The old days before the 6 month CLI restrictions and applying wasn't every 6 months. There were a few that were hit and miss e-maiing the EO and came out with Plat to WMC. This is why when I had the Plat to QS and QS1 I went ahead and cold apped for the QS WEMC from another website because C1 didnt offer it on their site then. It was a rebuilders reward for me. Probably never use the benefits. It was a celebration thing. Basically a Plat is a plat. They want you to apply to get to the next tier. Now they're more strict as we know already.

[HeavenOhio]

I just received an e-mail saying that my QS Visa is being upgraded to Signature. This came a few days following a CLI from 4.4k to 7.4k.

[jdbkiang]

There were some on the C1 PC thread that, when attempting to PC were offered the same card, but upon closer examination found it was a network upgrade. E.G., had QS, tried PC, was offered QS with same APR/CL but when receiving the card was upgraded to VS/WMC

[FireMedic1]

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@HeavenOhio wrote:

I just received an e-mail saying that my QS Visa is being upgraded to Signature. This came a few days following a CLI from 4.4k to 7.4k.

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As usual. Some get it some dont. Congrats! Thats what is so confusing. The guys above are over the 5K mark and weren't upgraded. You passed 5k and got it. Was it a Plat beforehand?

[HeavenOhio]

Yeah, it was a Visa Platinum.

[FireMedic1]

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@HeavenOhio wrote:

Yeah, it was a Visa Platinum.

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Figured. Guess your one of the lucky ones. No consistency with upgrades. Congrats again!

[Anonymous]

This past month I was given a a full $5,000 credit increase (they asked me what I wanted, perhaps I should have asked for more), for a total limit of $6,750.

This past week, my Quicksilver One card, was upgraded from Platinum to World Mastercard.

While this is nice, I wish I could have Visa Signature instead, as the "purchase protection" is not offered with Captial One cards, even for World Mastercard Elite. 

I don't understand how I was upgraded, I assumed that everyone at $5,000+ limit would get this, I guess I was wrong.

They seem not to want to upgrade me to Savior, or Venture: sad, as i really want these cards!

[Shooting-For-800]

A while ago I tried to upgrade my QS from MC to WMC.

They said no but offered me a PC from QS MC to Venture WMC.

I PCd to Venture WMC maybe 18 months ago.

I just PC'd that WMC Venture to WEMC Savor a month or two ago.

So the answer is yes and no.