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Does Capital One put "member since ____" on cards?

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h4ldol
Contributor

Does Capital One put "member since ____" on cards?

Just curious because my Capital One (Sony Card) is the only CC I have out of five that doesn't show any 'member since ____' on the physical card (and it's my oldest one too, since '93).

Message 1 of 19
18 REPLIES 18
LS2982
Mega Contributor

Re: Does Capital One put "member since ____" on cards?

No they do not unfortunately.



EQ FICO 548 3/3/16
Message 2 of 19
jamesdwi
Valued Contributor

Re: Does Capital One put "member since ____" on cards?


@h4ldol wrote:

Just curious because my Capital One (Sony Card) is the only CC I have out of five that doesn't show any 'member since ____' on the physical card (and it's my oldest one too, since '93).


not on there rebuilder cards... it has an valid dates but if you loose or have your card stollen it wouldn't be the same as member since. 

Cards: Chase Southwest 20k & CSR 17k & CSP 10k & FNBO 30k Oregon Duck 5k, & AMEX BCP 32.5k & Amex Magnet 15k&amg; Hilton Surpass 7.5k & Delta Gold 12k & Zync NPSL, Fidelity AMEX 17k Commerce5.9k & Cash Forward 7.5k & Sams Club MC 20k, Paypal Extras MC 10k, Paypal Credit 7.25k CapOne Venture 15k, QS 2.5k, QS 750, Amazon 10k, Walmart 10k, Citi Simplicity 18k, Discover IT 23k and a nice stack of store cards.
Landmarkcu Personal Loan 10k
Message 3 of 19
h4ldol
Contributor

Re: Does Capital One put "member since ____" on cards?

Grrrrr!  Yet another negative feature of Cap One.  Too bad, last year when my Sony Card was with Chase it did show the date, which was rather nice too see.  

Message 4 of 19
jamesdwi
Valued Contributor

Re: Does Capital One put "member since ____" on cards?


@h4ldol wrote:

Grrrrr!  Yet another negative feature of Cap One.  Too bad, last year when my Sony Card was with Chase it did show the date, which was rather nice too see.  


on the other hand do you really want  people to know you have been stuck with Cap One for 10 years? 

Cards: Chase Southwest 20k & CSR 17k & CSP 10k & FNBO 30k Oregon Duck 5k, & AMEX BCP 32.5k & Amex Magnet 15k&amg; Hilton Surpass 7.5k & Delta Gold 12k & Zync NPSL, Fidelity AMEX 17k Commerce5.9k & Cash Forward 7.5k & Sams Club MC 20k, Paypal Extras MC 10k, Paypal Credit 7.25k CapOne Venture 15k, QS 2.5k, QS 750, Amazon 10k, Walmart 10k, Citi Simplicity 18k, Discover IT 23k and a nice stack of store cards.
Landmarkcu Personal Loan 10k
Message 5 of 19
LS2982
Mega Contributor

Re: Does Capital One put "member since ____" on cards?

@Jamesdwi Lmao!!



EQ FICO 548 3/3/16
Message 6 of 19
pizzadude
Credit Mentor

Re: Does Capital One put "member since ____" on cards?

 

Yeah the Member Since date is pretty much meaningless unless the creditor backdates to it.....like AMEX.

March2010 FICO® ~ 695 TU, 653 EQ, 697 EX
Message 7 of 19
h4ldol
Contributor

Re: Does Capital One put "member since ____" on cards?


@pizzadude wrote:

 

Yeah the Member Since date is pretty much meaningless unless the creditor backdates to it.....like AMEX.


Really, why?  A 'member since' just reflects the account opening date, which could be an old account that helps your AAoA and length of credit.  It would be nice if other companies backdated like AMEX though.  

Message 8 of 19
pizzadude
Credit Mentor

Re: Does Capital One put "member since ____" on cards?


@h4ldol wrote:

@pizzadude wrote:

 

Yeah the Member Since date is pretty much meaningless unless the creditor backdates to it.....like AMEX.


Really, why?  A 'member since' just reflects the account opening date, which could be an old account that helps your AAoA and length of credit.  It would be nice if other companies backdated like AMEX though.  



It could be just that, but only if you have a single card.   Every other card would reflect the opening date of your first card, but from a credit reporting perspective it does nothing for you.

March2010 FICO® ~ 695 TU, 653 EQ, 697 EX
Message 9 of 19
LS2982
Mega Contributor

Re: Does Capital One put "member since ____" on cards?


@pizzadude wrote:

@h4ldol wrote:

@pizzadude wrote:

 

Yeah the Member Since date is pretty much meaningless unless the creditor backdates to it.....like AMEX.


Really, why?  A 'member since' just reflects the account opening date, which could be an old account that helps your AAoA and length of credit.  It would be nice if other companies backdated like AMEX though.  



It could be just that, but only if you have a single card.   Every other card would reflect the opening date of your first card, but from a credit reporting perspective it does nothing for you.


+1




EQ FICO 548 3/3/16
Message 10 of 19
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