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Just curious because my Capital One (Sony Card) is the only CC I have out of five that doesn't show any 'member since ____' on the physical card (and it's my oldest one too, since '93).
@h4ldol wrote:Just curious because my Capital One (Sony Card) is the only CC I have out of five that doesn't show any 'member since ____' on the physical card (and it's my oldest one too, since '93).
not on there rebuilder cards... it has an valid dates but if you loose or have your card stollen it wouldn't be the same as member since.
Grrrrr! Yet another negative feature of Cap One. Too bad, last year when my Sony Card was with Chase it did show the date, which was rather nice too see.
@h4ldol wrote:Grrrrr! Yet another negative feature of Cap One. Too bad, last year when my Sony Card was with Chase it did show the date, which was rather nice too see.
on the other hand do you really want people to know you have been stuck with Cap One for 10 years?
Yeah the Member Since date is pretty much meaningless unless the creditor backdates to it.....like AMEX.
@pizzadude wrote:
Yeah the Member Since date is pretty much meaningless unless the creditor backdates to it.....like AMEX.
Really, why? A 'member since' just reflects the account opening date, which could be an old account that helps your AAoA and length of credit. It would be nice if other companies backdated like AMEX though.
@h4ldol wrote:
@pizzadude wrote:
Yeah the Member Since date is pretty much meaningless unless the creditor backdates to it.....like AMEX.
Really, why? A 'member since' just reflects the account opening date, which could be an old account that helps your AAoA and length of credit. It would be nice if other companies backdated like AMEX though.
It could be just that, but only if you have a single card. Every other card would reflect the opening date of your first card, but from a credit reporting perspective it does nothing for you.
@pizzadude wrote:
@h4ldol wrote:
@pizzadude wrote:
Yeah the Member Since date is pretty much meaningless unless the creditor backdates to it.....like AMEX.
Really, why? A 'member since' just reflects the account opening date, which could be an old account that helps your AAoA and length of credit. It would be nice if other companies backdated like AMEX though.
It could be just that, but only if you have a single card. Every other card would reflect the opening date of your first card, but from a credit reporting perspective it does nothing for you.
+1