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Does Capital One report to TU?

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Anonymous
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Does Capital One report to TU?

I have a Capital One Visa that is open but I haven't used it in 10 years. Capital One has been consitently reporting this account to EQ and EX but the account is not on my TU report. I got a replacement card and am going to put a few charges on it then pay it off but it would help to have it on TU as well. Is this unusual? Would getting some activity on the card possibly resolve this?

Message 1 of 6
5 REPLIES 5
Anonymous
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Re: Does Capital One report to TU?

My Cap 1 card reports to all 3 CRA's.

Message 2 of 6
Anonymous
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Re: Does Capital One report to TU?


@Anonymous wrote:

I have a Capital One Visa that is open but I haven't used it in 10 years. Capital One has been consitently reporting this account to EQ and EX but the account is not on my TU report. I got a replacement card and am going to put a few charges on it then pay it off but it would help to have it on TU as well. Is this unusual? Would getting some activity on the card possibly resolve this?


As @Anonymous indicates, they do report to all 3. And yes, using it would probably cause them to start reporting to it as wll.

Message 3 of 6
Anonymous
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Re: Does Capital One report to TU?

Buy a can of pepsi.

Message 4 of 6
Anonymous
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Re: Does Capital One report to TU?

Did the account ever report to TU, way back when you were using it?  If not, using it probably won't matter.  If so, no doubt that starting to use it again would likely trigger it to be reported to TU again.

Message 5 of 6
Anonymous
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Re: Does Capital One report to TU?

Thanks everyone. I’m not sure if it ever reported. I’ll use it a couple times and see what happens.
Message 6 of 6
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