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Does Chase often give CLI's without requesting? I just got surprised!

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Anonymous
Not applicable

Does Chase often give CLI's without requesting? I just got surprised!

Logged on to pay my Marriott card bill and noticed they bumped my Ritz card from $8,000 to $11,800!  Wow, totally shocked to say the least. 

 

My scores are about 12 points higher than when I appd and was approved for the card.  I have always PIF before statement date and the only card I carry a small balance on is my WF Visa.

 

Any others or logic/reason for this?

Message 1 of 20
19 REPLIES 19
CreditCuriosity
Moderator Emeritus

Re: Does Chase often give CLI's without requesting? I just got surprised!

They like you and hate most of the rest of the forumSmiley Happy.. Congrats on the Auto CLI.. It isn't unheard of, but not common for most on the forum..  

Message 2 of 20
Anonymous
Not applicable

Re: Does Chase often give CLI's without requesting? I just got surprised!

Yes, they do... I got an auto on my Amazon card when I had it like once a year. Congrats on the CLI.

Message 3 of 20
Anonymous
Not applicable

Re: Does Chase often give CLI's without requesting? I just got surprised!

Still waiting on my autoCLI.  My lowest limit card, most used card, and only card that doesn't round to the nearest thousand.  Come on, Chase, get it together Smiley Happy

Message 4 of 20
Anonymous
Not applicable

Re: Does Chase often give CLI's without requesting? I just got surprised!

Thank you CC and YIM.  I'm truly stunned to be honest.  It's amazing how things have turned so well when I started following this board and doing as I have learned from so many here.

Message 5 of 20
ltorres25
Regular Contributor

Re: Does Chase often give CLI's without requesting? I just got surprised!

They have been good to me so far, I started off with a $2k limit and it was auto increased to a $4k limit after 5 months. I then requested a CLI and went from $4k to $10k and I did not see an inquiry on 2 of my credit reports TU and EQ, they may have pulled EX but I have not looked at that report for a few months now. My CHASE Freedom is the one with a $10k limit and I've only been with them for 6 months. As others have stated, YMMV.


| TU FICO: 747 | EQ FICO: 746 | EX FICO: 741 | Last HP: 5/20/15 |
Message 6 of 20
Luscher
Valued Contributor

Re: Does Chase often give CLI's without requesting? I just got surprised!

I remember getting a small one within the first year, but thats about it.
CHASE FREEDOM | AMEX BCE | | BOFA REWARDS | CITI TYP | Quicksilver | DISCOVER IT | Sallie Mae | CHASE CSP
--------$32,000-------------$30,000-----------$30,000-----------$30,000-----$13,000---------$18,200----------$15,000---------$6,500----

FICO - TU: 780 EX: 784 EQ: 781
Message 7 of 20
travisr0
Contributor

Re: Does Chase often give CLI's without requesting? I just got surprised!


@Anonymous wrote:

Logged on to pay my Marriott card bill and noticed they bumped my Ritz card from $8,000 to $11,800!  Wow, totally shocked to say the least. 

 

My scores are about 12 points higher than when I appd and was approved for the card.  I have always PIF before statement date and the only card I carry a small balance on is my WF Visa.

 

Any others or logic/reason for this?


How long have you had the marriot ? billing cycle wise

Experian 756 // Equifax 764 // Transunion 759 // AAoA 5.7 years

Message 8 of 20
Anonymous
Not applicable

Re: Does Chase often give CLI's without requesting? I just got surprised!


@travisr0 wrote:

@Anonymous wrote:

Logged on to pay my Marriott card bill and noticed they bumped my Ritz card from $8,000 to $11,800!  Wow, totally shocked to say the least. 

 

My scores are about 12 points higher than when I appd and was approved for the card.  I have always PIF before statement date and the only card I carry a small balance on is my WF Visa.

 

Any others or logic/reason for this?


How long have you had the marriot ? billing cycle wise


I got the Marriott card 11/2014 and the Ritz in 12/2014.

Message 9 of 20
Anonymous
Not applicable

Re: Does Chase often give CLI's without requesting? I just got surprised!

i have had my freedom since 11/11 and not one increase lol.
Message 10 of 20
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