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I have had my Chase card for 2 months and called tonight for a CLI. They told me they had to do a HP, and since I'm in the garden I declined. I asked if they ever auto-increase and he said yes they do.
Absolutely! They do. I have received quite a few auto-CLIs over the years for Freedom, CSP and United MPE (even though some individuals on here *ahem* swear they don't happen much or at all ). IME, it's really been much dependent on usage/frequency, internal/behavioral scoring and overall CR profile. Ritz and SWA are a bit "newsish" so I wouldn't expect those yet to grow until maybe later this year or sometime next year on their own.
@Anonymous wrote:Logged on to pay my Marriott card bill and noticed they bumped my Ritz card from $8,000 to $11,800! Wow, totally shocked to say the least.
My scores are about 12 points higher than when I appd and was approved for the card. I have always PIF before statement date and the only card I carry a small balance on is my WF Visa.
Any others or logic/reason for this?
Yes, I recieved one on my Freedom card after having it a bit and just today on my AARP card. Keep it up, youre doing things right with them.
@Anonymous wrote:Still waiting on my autoCLI. My lowest limit card, most used card, and only card that doesn't round to the nearest thousand. Come on, Chase, get it together
Not to highjack the thread but Happy can you elaborate on your spending patterns in $ amounts and payment patterns, % limit reported etc. I just posted I just got an auto CLI on AARP today. maybe we can help each other and the forum out. The AARP card is a hidden secret to me, assuming you ahve the one for dining out and gas at 3%.
I had one auto CLI and that was on my freedom card from 3k to 3.7k. Beyond that I have not seen any auto cli activity, but in fairness I have applied for a number of new cards since then like every six months and get large credit lines each time from Chase so I assume it all balances out.
I’ve gotten some auto-cli’s from Chase.
First on Marriott Rewards card. Opened Nov 2013 at $5,000. Auto-Cli’ed Mar 2014 to $6,500. Moderate usage.
Second on Freedom. Opened Jun 2014 at $7,500. Auto-Cli’ed Jan 2015 to $9,000. Moderate to high usage.
Third on CSP. Opened Sep 2013 at $5,000. Auto-Cli’ed Feb 2015 to $6,000. Very, very heavy usage in the months leading to increase. Usually sees moderate usage.
Wow! today must be auto-cli day. Just check my Chase account and saw a 1k increase on my freedom which had my lowest limit at 4.5k. Have had this card since last October so nice timing.