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Does Chase often give CLI's without requesting? I just got surprised!

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Anonymous
Not applicable

Re: Does Chase often give CLI's without requesting? I just got surprised!

My freedom auto CLI from 2k to 4k after the 4th statement
Message 11 of 20
Anonymous
Not applicable

Re: Does Chase often give CLI's without requesting? I just got surprised!

I have had my Chase card for 2 months and called tonight for a CLI. They told me they had to do a HP, and since I'm in the garden I declined. I asked if they ever auto-increase and he said yes they do. 

Message 12 of 20
FinStar
Moderator Emeritus

Re: Does Chase often give CLI's without requesting? I just got surprised!

Absolutely!  They do.  I have received quite a few auto-CLIs over the years for Freedom, CSP and United MPE (even though some individuals on here *ahem* swear they don't happen much or at all Smiley Indifferent).  IME, it's really been much dependent on usage/frequency, internal/behavioral scoring and overall CR profile.  Ritz and SWA are a bit "newsish" so I wouldn't expect those yet to grow until maybe later this year or sometime next year on their own.

Message 13 of 20
signaturecardmember
Frequent Contributor

Re: Does Chase often give CLI's without requesting? I just got surprised!


@Anonymous wrote:

Logged on to pay my Marriott card bill and noticed they bumped my Ritz card from $8,000 to $11,800!  Wow, totally shocked to say the least. 

 

My scores are about 12 points higher than when I appd and was approved for the card.  I have always PIF before statement date and the only card I carry a small balance on is my WF Visa.

 

Any others or logic/reason for this?


Yes, I recieved one on my Freedom card after having it a bit and just today on my AARP card. Keep it up, youre doing things right with them.

Started: 4/14 Bank of America Signature $6k, 85% Utilization, 745 Fako
Currently: 6/18 Bank of America Signature $99.9k, Chase Slate $0, Chase Freedom Signature $2.5k, American Express Gold NSL, American Express Everyday $6k, Lowes GE $0 (From $35k), Discover IT $38.5k, Capital One Quicksilver $5k, Barclays US Airways $24k, DCU Platinum $30k, PenFed Promise $47k, Chase Freedom Unlimited Signature (From CSP) $50k, Chase AARP Signature $7.5k, American Express Blue Cash $7.5k, Citi American Airlines Platinum $10.5k, Capital One Venture Signature $30k, Chase Sapphire Preferred (From Reserve) $12k, Chase Ink Business Preferred $10k, Barclays Aviator Business $14k. Total Available Credit: Over $350k, Utilization 4%, AAoA 7 Years, TU Fico 799, EX Fico 727
Message 14 of 20
signaturecardmember
Frequent Contributor

Re: Does Chase often give CLI's without requesting? I just got surprised!


@Anonymous wrote:

Still waiting on my autoCLI.  My lowest limit card, most used card, and only card that doesn't round to the nearest thousand.  Come on, Chase, get it together Smiley Happy


Not to highjack the thread but Happy can you elaborate on your spending patterns in $ amounts and payment patterns, % limit reported etc. I just posted I just got an auto CLI on AARP today. maybe we can help each other and the forum out. The AARP card is a hidden secret to me, assuming you ahve the one for dining out and gas at 3%.

Started: 4/14 Bank of America Signature $6k, 85% Utilization, 745 Fako
Currently: 6/18 Bank of America Signature $99.9k, Chase Slate $0, Chase Freedom Signature $2.5k, American Express Gold NSL, American Express Everyday $6k, Lowes GE $0 (From $35k), Discover IT $38.5k, Capital One Quicksilver $5k, Barclays US Airways $24k, DCU Platinum $30k, PenFed Promise $47k, Chase Freedom Unlimited Signature (From CSP) $50k, Chase AARP Signature $7.5k, American Express Blue Cash $7.5k, Citi American Airlines Platinum $10.5k, Capital One Venture Signature $30k, Chase Sapphire Preferred (From Reserve) $12k, Chase Ink Business Preferred $10k, Barclays Aviator Business $14k. Total Available Credit: Over $350k, Utilization 4%, AAoA 7 Years, TU Fico 799, EX Fico 727
Message 15 of 20
disdreamin
Valued Contributor

Re: Does Chase often give CLI's without requesting? I just got surprised!

I just double checked my old statements and had the same Chase CL from 2008 until January when I called and requested a SP CLI. They granted an increase of $10K, but said if that wasn't sufficient they'd need to do a HP.
Message 16 of 20
Anonymous
Not applicable

Re: Does Chase often give CLI's without requesting? I just got surprised!

maybe it's because i had mine virtually maxed out from 01/12 to 03/15? lol. and i didn't use it much. that may be why they never auto increased me
Message 17 of 20
red259
Super Contributor

Re: Does Chase often give CLI's without requesting? I just got surprised!

I had one auto CLI and that was on my freedom card from 3k to 3.7k. Beyond that I have not seen any auto cli activity, but in fairness I have applied for a number of new cards since then like every six months and get large credit lines each time from Chase so I assume it all balances out. 

;
Starting Score: EQ: 714, TU 684
Current Score: EQ: 725 7/30/13, TU 684 6/2013, Exp 828 5/2018, Last App 8/5/17
Goal Score: 800 (Achieved!) In garden until Sepetember 2019
Message 18 of 20
sunkissed
Established Contributor

Re: Does Chase often give CLI's without requesting? I just got surprised!

I’ve gotten some auto-cli’s from Chase.

First on Marriott Rewards card.  Opened Nov 2013 at $5,000.  Auto-Cli’ed Mar 2014 to $6,500.  Moderate usage.

Second on Freedom.  Opened Jun 2014 at $7,500.  Auto-Cli’ed Jan 2015 to $9,000.  Moderate to high usage.

Third on CSP.  Opened Sep 2013 at $5,000.  Auto-Cli’ed Feb 2015 to $6,000.  Very, very heavy usage in the months leading to increase.  Usually sees moderate usage.

NFCU Flagship $32K | NFCU Cashrewards $42K | Discover IT $39K | SECU Visa $20K | Chase SW $24k | CSR $15K | Chase Bonvoy $11.5K | Chase Freedom $11.5K | Chase Amazon Visa 8.5K | AMEX Bonvoy $18.1K | AMEX Hilton Surpass $15K | AMEX Hilton Aspire $24.4K | AMEX Gold | Aviator Red $16K | Uber Visa 10k | Citi TY Premier $24.6K | BoA Premium Rewards 35k | BoA Cash Rewards Visa $31.5k | BoA Cash Rewards MC $23k | US Bank Cash+ $10k | USAA AMEX $6K | Cap1QS $11K | BJs MC $27.6K | Walmart MC $5.1K | Loft MC $25,000 | Macy’s Store/Amex $20K/$1K | BR Visa $10K | JCP $1K | VS $3.2K | Home Depot $5K | Lowes $8.5K | Target $14.5k
Message 19 of 20
crtiller
Established Member

Re: Does Chase often give CLI's without requesting? I just got surprised!

Wow!  today must be auto-cli day.  Just check my Chase account and saw a 1k increase on my freedom which had my lowest limit at 4.5k.  Have had this card since last October so nice timing.

Dec 2014 FICOs - EX 703 EQ 724 TU 720
Message 20 of 20
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