cancel
Showing results for 
Search instead for 
Did you mean: 

Does Chase report if no activity?

tag
Discover2016
Valued Contributor

Does Chase report if no activity?

My Freedom card was unused for a whole statement cycle and I noticed that there is no statement available for September. My Freedom closes on the 22nd and usually the statement shows up in the early morning. Does that mean that Chase won't report the card for that month?

Gardening until September 2025
Next app: Mortgage in September 2025
FICO 08 Experian 810
Message 1 of 3
2 REPLIES 2
Anonymous
Not applicable

Re: Does Chase report if no activity?

Chase will report and you should see a statement even if the card isn't used. So expect it soon thus, the statement.

Message 2 of 3
fedxboy
Established Contributor

Re: Does Chase report if no activity?


@Discover2016 wrote:

My Freedom card was unused for a whole statement cycle and I noticed that there is no statement available for September. My Freedom closes on the 22nd and usually the statement shows up in the early morning. Does that mean that Chase won't report the card for that month?


They report every month!!  Unlike Comenity cards that don't report every month, so you have to use them and have the statement cut with a balance.  However, with Chase at least, if you pay off your balance after the statement has posted, they will report instantly the updated paid off balance.



(7/23/16) AMEX FICO EX 728, (6/20/16) Discover FICO TU 747, (7/24/16) Barclays FICO 750 (TC Lines $400+K) AAoA= 4.3 yrs
Message 3 of 3
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.