Does Citi alow PC's?

[drsmith]

I've mentioned a few times that I'm considering one of their 18 month 0% cards for flexibility on my honeymoon this fall.

It's doubtful that I'd max the card out, and spend the whole 18 months repaying, I just want the option.

At the end of the 18 months though, would Citi allow me to PC to a rewards card?

[clocktick]

I asked them over the phone a couple of weeks ago and the rep told me they do not do that anymore.  However, I keep reading on here how people are still doing it.  When my 0% is up I'm going to call again (and again and again ) to see if I can switch.

[CreditScholar]

I think it depends on the kind of rewards card. For a co-branded card, probably not. For example: If you wanted to get an AA rewards card, they have different criteria altogether since AA has some input.

For their non co-branded cards, maybe... your best bet is to call and ask about the exact card you want to PC to.

[Anonymous]

I asked a few months ago about this as I was trying to convert a family member's Dividend. You can PC within the same rewards structure, e.g. From Thank You Preferred to Citi Forward but not from Dividend (cash back) to Forward (TY points).

[drsmith]

I'd just want a Thank You card or something.

It's not a big deal. I just already have a low interest card, and once the 18 months are up I won't have a whole lot of use for it.

[clocktick]

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@drsmith wrote:

I'd just want a Thank You card or something.

It's not a big deal. I just already have a low interest card, and once the 18 months are up I won't have a whole lot of use for it.

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Exactly, that's what I want to do.  Which card are you trying to pc from?

[drsmith]

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@clocktick wrote:

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@drsmith wrote:

I'd just want a Thank You card or something.

It's not a big deal. I just already have a low interest card, and once the 18 months are up I won't have a whole lot of use for it.

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Exactly, that's what I want to do.  Which card are you trying to pc from?

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Nothing yet. I suppose I'm getting a little ahead of myself since I haven't even app'd for the 0 interest card, but I have solid credit so I feel confident about it.

[Anonymous]

I was considering asking my Citi Platinum Select World Elite MC to Citi Dividend MC (retain the World Elite status also).  Will this work?

[tray]

You will get nowhere with a entry level customer rep from citi as I was flat out told citi is no longer doing product changes, so I ended up calling one of the backdoor numbers (retention dept) and I was able to get a product change done, current platium select to a thank you preferred.  Good Luck

[Anonymous]

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@tray wrote:

You will get nowhere with a entry level customer rep from citi as I was flat out told citi is no longer doing product changes, so I ended up calling one of the backdoor numbers (retention dept) and I was able to get a product change done, current platium select to a thank you preferred.  Good Luck

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Could you PM me the backdoor # you used?  Thanks.