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Does Discover pull a new report for SP CLI?

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NobodyImportant
Established Member

Does Discover pull a new report for SP CLI?

I'm not sure if I qualify for an SP CLI, but if I do, will they SP a new report at the time I request the CLI? Or will they only use the last SP on file like Amex, which might be a few weeks out of date?

 

Which CRA do they SP (or HP for that matter) for CLIs?

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3 REPLIES 3
mongstradamus
Super Contributor

Re: Does Discover pull a new report for SP CLI?


@NobodyImportant wrote:

I'm not sure if I qualify for an SP CLI, but if I do, will they SP a new report at the time I request the CLI? Or will they only use the last SP on file like Amex, which might be a few weeks out of date?

 

Which CRA do they SP (or HP for that matter) for CLIs?


They pull TU for cli. I am not sure about first question , they sp you every month for your fico score so i think they should have access to an fairly up to date CR , but who knows with these cc companies. 



EX Fico 804 11/16/16 Fako 800 Credit.com 11/16/16
EQ SW bank enhanced 11/16/16 839 CK fako 822 11/16/16
TU Fico discover 10/19/16 814 Fako 819 Creditkarma 11/16/16
Message 2 of 4
NobodyImportant
Established Member

Re: Does Discover pull a new report for SP CLI?

Thanks. I will have to call them to get a definite answer on the new report question.

Message 3 of 4
-Wade-
Valued Contributor

Re: Does Discover pull a new report for SP CLI?


@NobodyImportant wrote:

I'm not sure if I qualify for an SP CLI, but if I do, will they SP a new report at the time I request the CLI? Or will they only use the last SP on file like Amex, which might be a few weeks out of date?

 

Which CRA do they SP (or HP for that matter) for CLIs?


Since they SP your report every month for the Free Fico score i am sure they will use that one, ( Just my 2 cents )

"Garden Club Member " Old user name newportguy*** Current Score: myFico EQ - 830 (07/16/2015) Discover TU Fico - 833 (09/03/2016) EX Fico - 839 ( 09/01/2016 ) ******* Amex - BCP 11.5K * Discover - IT 43.5 K * U.S. Bank Cash + Visa Signature 15.3 K * PenFed - Cash Rewards 15K *PenFed Power Cash 19K ** Amex - GDSM 10K ******FICO 800 Club Member ******* EQ 830 *** TU 833 *** EX 839 ***
****** Last HP & New TL was March 6th 2014 *** GOAL: No HP's or New TL's for 2 + years and 840's Scores ******
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