@Anonymous wrote:
I want to close only credit one not the others as I read here they are an evil bank reason why I applied is because it was a mail offer and capital one wasn't enough at the time and I needed backup.
If you are being billed the annual fee at once, keep it open until just before the next annual fee hits. (You've paid for it, might as well.) If the annual fee is being billed monthly, close the card now IF you have at least three other cards open. (Dropping below three can lose you a few fico points.)
