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Does PenFed allow for pooling of points?

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cardme
Established Member

Does PenFed allow for pooling of points?

One of the cards in my portfolio is the PenFed Pathfinder.  While I have other cards with constant cash back earn rates, I wouldn't mind consolidating my 2% card to be one with PenFed instead (thinking of the PenFed Power Cash card to be more precise).  All that said, does PenFed allow you to pool points earned between your various cards that you have with them or do points earned between cards only exist individually?

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OmarGB9
Community Leader
Super Contributor

Re: Does PenFed allow for pooling of points?

I'm not sure on the answer to your question, however the PCR is cashback, not points based, so just as an FYI, make sure you use all your points up prior to PCing (unless you plan on opening a new account instead).


Last App: 1/10/2023
Penfed Gold Visa Card

Currently rebuilding as of 04/11/2019.

Starting FICO 8 Scores:




Current FICO 8 scores:


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coldfusion
Credit Mentor

Re: Does PenFed allow for pooling of points?

There isn't a single consolidated splash page that manages redemptions across all cards.     Rewards info is presented for each card individually from the main page and the format for each is identical other than the rewards balance for the PCR is in dollars and not points, but the PCR's Redeem Rewards link brings you to a different page dedicated to PCR cash redemptions, and they support redemptions to both internal and external accounts. 

 

 

(7/2025)
FICO 8 (EX) 850 (TU) 850 (EQ) 850
FICO 9 (EX) 850 (TU) 850 (EQ) 850

$1M+ club

Artist formerly known as the_old_curmudgeon who was formerly known as coldfusion
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