Does Target RedCard Report to CRA's?

[Red1Blue]

I just got my Target Red Card with $200 Credit limit. Does any one if the Target Red Card reports the payment experience to Credit Agencies?

[llecs]

It reported for my wife and listed too the CL for all 3.

[Anonymous]

Every month.

[Red1Blue]

Thanks. Target and HSBC Discover is not reporting on my CR yet. They are new cards. I am keeping an eye so if there is a drop in my Fico once they start reporting. So far I am around 650 on all 3 and I want to keep it that way and hopefully growi it from there.

[Cory]

I am so surprise that department store cards, like target, mervyns, Jc Penney and Gap CC start you with a limit of $200.00 even if you have great fico scores.

Cory

[Red1Blue]

I think they are concerned about online fraud and that is why they are giving small credit limits. When I applied online, I got only $200 for Target. But when I applied in store for JCPenny they gave me $800 Credit. Macy's gave me only $100 online. They said, after 3 payments they will increase the limit automatically.

[Anonymous]

they reported on all 3 almost immediately upon activation.  Target, JCP and others start you low but review and give a CLI every 3 months with paying on time, etc.  We know target redcard can be turned into a target visa in 6-12 months - so can some other store to co-brand I bet.

BTW Chevron Just reported for me with the first 'payment' on the account.  Still waitng on HSBC to show up and it's older than Chevron.  Exxon 'should' start next month - and I've had that card for a year (so it will help scores considering it's at $0 balance).  Citgo still hasn't reported (3 months after I got the card, $0 balance also)

Message Edited by Lady_Scarlet on 11-09-2007 01:10 PM