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Does an authorized user on Amex SPG CC get the same benefits as the original cardholder?

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Membersince2013
Valued Contributor

Does an authorized user on Amex SPG CC get the same benefits as the original cardholder?

I was just wondering because i already have 4 Amex cards and i instantly got declined for an SPG personal right after i pushed the submit button (lol). Weirdly enough, i got the email talking about "we're inviting you to apply for the SPG blah blah blah". Long story short, my GF has an SPG card. I'm planning on adding myself as an autorized user on her account. Do i get the same benefits as her? Also, what's the 'spend" you need to get to gold? 

 

Any insight will be deeply appreciated Smiley Happy

Arrival+ | Barclaycard Rewards Mastercard | Citi Double Cash | CapOne QS (2) | Citi Diamond P | Freedom | Fidelity Amex | Amex Plat | Old Blue Cash | PRG | SPG | BCP | HHonors Surpass | Cap1 Venture | Discover | CSP | Cap1 Venture1 | BOA CR&TR (2) | Ritz Carlton | Southwest Rapid Rewards | Hyatt (2) | US Airways Mastercard (2) | Wells Fargo Rewards Visa | Marriott Premier (2) |

Fico Scores as of 2/21/15 - EX: total crap, TU: total crap, EQ: total crap
Message 1 of 12
11 REPLIES 11
ezdoesit
Valued Contributor

Re: Does an authorized user on Amex SPG CC get the same benefits as the original cardholder?


@Membersince2013 wrote:

I was just wondering because i already have 4 Amex cards and i instantly got declined for an SPG personal right after i pushed the submit button (lol). Weirdly enough, i got the email talking about "we're inviting you to apply for the SPG blah blah blah". Long story short, my GF has an SPG card. I'm planning on adding myself as an autorized user on her account. Do i get the same benefits as her? Also, what's the 'spend" you need to get to gold? 

 

Any insight will be deeply appreciated Smiley Happy


What additional benefits are you looking for that you don't already get with your other Amex cards.

Message 2 of 12
wHiTeSoL
Valued Contributor

Re: Does an authorized user on Amex SPG CC get the same benefits as the original cardholder?


@Membersince2013 wrote:

I was just wondering because i already have 4 Amex cards and i instantly got declined for an SPG personal right after i pushed the submit button (lol). Weirdly enough, i got the email talking about "we're inviting you to apply for the SPG blah blah blah". Long story short, my GF has an SPG card. I'm planning on adding myself as an autorized user on her account. Do i get the same benefits as her? Also, what's the 'spend" you need to get to gold? 

 

Any insight will be deeply appreciated Smiley Happy


30k for gold, but it would be her account thats upgraded

Message 3 of 12
jsucool76
Super Contributor

Re: Does an authorized user on Amex SPG CC get the same benefits as the original cardholder?

If you mean the hotel benefits....she gets them, because it is linked to her starwood account. If you stay with her, you get them, or I guess if she books a room using her starwood account. 
If you mean like..the generic amex benefits....they're the same on all the cards, so you already basically have all of them. 

 

Message 4 of 12
Membersince2013
Valued Contributor

Re: Does an authorized user on Amex SPG CC get the same benefits as the original cardholder?


@ezdoesit wrote:

What additional benefits are you looking for that you don't already get with your other Amex cards.

______________________________________________________________________________________________________________________________________
Well, i wanted to know if the AU get his/her own starpoints...I'm planning on transferring starpoints to Delta. I need 240 (Already have 103K) skymiles for a trip in July of next year. i figured the longer i wait, the more points i'll need. My GF still hasn't used her bonus points from the SPG (25k), so we're planning on putting all spending on the SPG till December and transferring some Starpoints to my Delta skymiles account and hers.

 

Arrival+ | Barclaycard Rewards Mastercard | Citi Double Cash | CapOne QS (2) | Citi Diamond P | Freedom | Fidelity Amex | Amex Plat | Old Blue Cash | PRG | SPG | BCP | HHonors Surpass | Cap1 Venture | Discover | CSP | Cap1 Venture1 | BOA CR&TR (2) | Ritz Carlton | Southwest Rapid Rewards | Hyatt (2) | US Airways Mastercard (2) | Wells Fargo Rewards Visa | Marriott Premier (2) |

Fico Scores as of 2/21/15 - EX: total crap, TU: total crap, EQ: total crap
Message 5 of 12
jsucool76
Super Contributor

Re: Does an authorized user on Amex SPG CC get the same benefits as the original cardholder?


@Membersince2013 wrote:

@ezdoesit wrote:

What additional benefits are you looking for that you don't already get with your other Amex cards.

______________________________________________________________________________________________________________________________________
Well, i wanted to know if the AU get his/her own starpoints...I'm planning on transferring starpoints to Delta. I need 240 (Already have 103K) skymiles for a trip in July of next year. i figured the longer i wait, the more points i'll need. My GF still hasn't used her bonus points from the SPG (25k), so we're planning on putting all spending on the SPG till December and transferring some Starpoints to my Delta skymiles account and hers.

 


AFAIK you'd be earning starpoints for the primary cardholder when you use an AU card. 

Message 6 of 12
09Lexie
Moderator Emerita

Re: Does an authorized user on Amex SPG CC get the same benefits as the original cardholder?


@jsucool76 wrote:

@Membersince2013 wrote:

@ezdoesit wrote:

What additional benefits are you looking for that you don't already get with your other Amex cards.

______________________________________________________________________________________________________________________________________
Well, i wanted to know if the AU get his/her own starpoints...I'm planning on transferring starpoints to Delta. I need 240 (Already have 103K) skymiles for a trip in July of next year. i figured the longer i wait, the more points i'll need. My GF still hasn't used her bonus points from the SPG (25k), so we're planning on putting all spending on the SPG till December and transferring some Starpoints to my Delta skymiles account and hers.

 


AFAIK you'd be earning starpoints for the primary cardholder when you use an AU card. 


Correct.  Surprised you would try your luck so close after the FRSmiley Frustrated

Message 7 of 12
Membersince2013
Valued Contributor

Re: Does an authorized user on Amex SPG CC get the same benefits as the original cardholder?


@09Lexie wrote:

@jsucool76 wrote:

@Membersince2013 wrote:

@ezdoesit wrote:

What additional benefits are you looking for that you don't already get with your other Amex cards.

______________________________________________________________________________________________________________________________________
Well, i wanted to know if the AU get his/her own starpoints...I'm planning on transferring starpoints to Delta. I need 240 (Already have 103K) skymiles for a trip in July of next year. i figured the longer i wait, the more points i'll need. My GF still hasn't used her bonus points from the SPG (25k), so we're planning on putting all spending on the SPG till December and transferring some Starpoints to my Delta skymiles account and hers.

 


AFAIK you'd be earning starpoints for the primary cardholder when you use an AU card. 


Correct.  Surprised you would try your luck so close after the FRSmiley Frustrated


They sent it to me lol! I was gonna stay away and not poke the bear, but they sent me an offer for a card i actually want. Of course, i know it was just marketing, but....i really want that card!

Arrival+ | Barclaycard Rewards Mastercard | Citi Double Cash | CapOne QS (2) | Citi Diamond P | Freedom | Fidelity Amex | Amex Plat | Old Blue Cash | PRG | SPG | BCP | HHonors Surpass | Cap1 Venture | Discover | CSP | Cap1 Venture1 | BOA CR&TR (2) | Ritz Carlton | Southwest Rapid Rewards | Hyatt (2) | US Airways Mastercard (2) | Wells Fargo Rewards Visa | Marriott Premier (2) |

Fico Scores as of 2/21/15 - EX: total crap, TU: total crap, EQ: total crap
Message 8 of 12
Kenny
Moderator Emeritus

Re: Does an authorized user on Amex SPG CC get the same benefits as the original cardholder?


@09Lexie wrote:

@jsucool76 wrote:

@Membersince2013 wrote:

@ezdoesit wrote:

What additional benefits are you looking for that you don't already get with your other Amex cards.

______________________________________________________________________________________________________________________________________
Well, i wanted to know if the AU get his/her own starpoints...I'm planning on transferring starpoints to Delta. I need 240 (Already have 103K) skymiles for a trip in July of next year. i figured the longer i wait, the more points i'll need. My GF still hasn't used her bonus points from the SPG (25k), so we're planning on putting all spending on the SPG till December and transferring some Starpoints to my Delta skymiles account and hers.

 


AFAIK you'd be earning starpoints for the primary cardholder when you use an AU card. 


Correct.  Surprised you would try your luck so close after the FRSmiley Frustrated


I haven't kept up with the user's history, but I was going to post that they might look out for a FR... crazy that they've already had one. Makes sense! Sorry to the poster, but realize this type of behavior is too agressive.

Message 9 of 12
370Z
Frequent Contributor

Re: Does an authorized user on Amex SPG CC get the same benefits as the original cardholder?

You have 4 revolvers and 1 charge card with Amex. According to other posters, the maximum is 4 revolvers, so your app was automatically denied.

EQ8 829 (8/25) EX8 837 (9/25) EX9 850 (9/25) TU8 825 (8/25)
Chase_Hyatt|11.5k|15.24%|6/13 * Amex_Hilton|10k|13.99%|8/13 * Chase_IHG|10k|15.24%|1/14 * Chase_Ink$|12k|13.24%|5/14 * NFCU$|50k|9.65%|12/14 * Amex_ED|10k|12.99%|1/16 * Citi_Custom$|49k|15.24%|4/16 * Merrill+|70k|12.99%|2/17 * Amex_BB+|10k|15.24%|3/18 * PenFed_Pathfinder|29.4k|17.99%|9/18 * WF_Autograph|25k|16.99%|7/19 * AODFCU_VS|22k|12.75%|4/20 * Chase_Ritz_Carlton|33k|15.99%|10/21 * Amex_BB$|42k|13.24%|8/22 * RFCU_VS|10k|12.00%|6/23 * C1_VX|40k|14.74%|1/24 * CSP|14.4k|15.74%|5/25
Gone: CSP, AA x3, Ink+, Premier, CSR, CFU, CF, AARP, Limitless
Message 10 of 12
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