cancel
Showing results for 
Search instead for 
Did you mean: 

Does any one else get annoyed being asked if they want to open a department store CC at check out?

tag
BluePoodle
Valued Contributor

Does any one else get annoyed being asked if they want to open a department store CC at check out?

Went shopping at Talbots, Ann Taylors, The Loft and a few more department stores today. And I am tired of constantly being asked to open a CC. The woman at Macy's was pushing pretty hard a week ago to get my daughter to open one.  I know it is just their job to ask but I just get tired of them asking all of the time anyway. No....I don't want their cards! LOL  

 

Just venting....

CapOne $7500 | Discover $8500 | Amex ED $25K | Barclay SM $5700 | Chase Disney $500 | Chase Slate $5K | Target $3K | Hilton Amex $2K
Gardening Since 4/3/2017
Message 1 of 53
52 REPLIES 52
Chris679
Established Contributor

Re: Does any one else get annoyed being asked if they want to open a department store CC at check ou

I just politely tell them I have too many cards already. God help them though if they tell me "it doesn't hurt to apply"
Message 2 of 53
pizza1
Community Leader
Super Contributor

Re: Does any one else get annoyed being asked if they want to open a department store CC at check ou

Im sure it gets old, but they are just doing their job. They have certain quotas to meet, and also this is the slowest time for retail, (after Christmas), and pushing their card hopes that the consumer will think about buying more/pay later....

But I understand where you are coming from. I experienced that myself several times over the weekend.
Message 3 of 53
BluePoodle
Valued Contributor

Re: Does any one else get annoyed being asked if they want to open a department store CC at check ou


@Chris679 wrote:
I just politely tell them I have too many cards already. God help them though if they tell me "it doesn't hurt to apply"

Haha, yes! They have said that to us! I just keep thinking that the HP is not worth any savings they could offer off my purchase! 

CapOne $7500 | Discover $8500 | Amex ED $25K | Barclay SM $5700 | Chase Disney $500 | Chase Slate $5K | Target $3K | Hilton Amex $2K
Gardening Since 4/3/2017
Message 4 of 53
BluePoodle
Valued Contributor

Re: Does any one else get annoyed being asked if they want to open a department store CC at check ou


@pizza1 wrote:
Im sure it gets old, but they are just doing their job. 

 

Yes, I know it is just their job. But I am GARDENING! LOL And I don't even like department store cards...haha. 

CapOne $7500 | Discover $8500 | Amex ED $25K | Barclay SM $5700 | Chase Disney $500 | Chase Slate $5K | Target $3K | Hilton Amex $2K
Gardening Since 4/3/2017
Message 5 of 53
Anonymous
Not applicable

Re: Does any one else get annoyed being asked if they want to open a department store CC at check ou

I used to work retail and they have to ask you about CC's, store rewards cards, warranties, surveys, and if you'd like to donate $1 to such and such charity. Trust me, the salesperson likely hates it more than you do but it's a requirement of their job. In some cases they
Even get paid bonuses for meeting goals.
Message 6 of 53
kdm31091
Super Contributor

Re: Does any one else get annoyed being asked if they want to open a department store CC at check ou


@Anonymous wrote:
I used to work retail and they have to ask you about CC's, store rewards cards, warranties, surveys, and if you'd like to donate $1 to such and such charity. Trust me, the salesperson likely hates it more than you do but it's a requirement of their job. In some cases they
Even get paid bonuses for meeting goals.

Agree here. Unfortunately the salesperson has no say in whether they want to offer these things or not. It's do it or lose your job. So yes, they have to badger you every single time to open a CC, donate, get a loyalty card, warranty, etc.

 

I wish companies would realize that most customers find this extremely obnoxious and just want to make their purchase and be on their way. I understand pointing out benefits of services but many places, like Sears and Kohls, shove it down your throat to the point where you just want to shop online. It's not the employee's fault though.

Message 7 of 53
Sharingan
Established Contributor

Re: Does any one else get annoyed being asked if they want to open a department store CC at check ou

No, not at all. With how many questions I already get asked when checking out, what's one more? Usually, I completely filter out whatever else the cashier has to say after "how are you today?" anyway, so I can make sure my items ring up correctly. If they want to continue talking after I say "no thanks," that's their business. 



Message 8 of 53
CreditInspired
Super Contributor

Re: Does any one else get annoyed being asked if they want to open a department store CC at check ou

It doesn't bother me. When I'm asked, I just say, "10% back on this one purchase is just not enough for me to open a credit card." It's almost as if they agree with me because I get a smile or chuckle, and a "have a nice day" when I'm handed my purchase.

|| AmX Cash Magnet $40.5K || NFCU CashRewards $30K || Discover IT $24.7K || Macys $24.2K || NFCU CLOC $15K || NFCU Platinum $15K || CitiCostco $12.7K || Chase FU $12.7K || Apple Card $7K || BOA CashRewards $6K
Message 9 of 53
Creditplz
Valued Contributor

Re: Does any one else get annoyed being asked if they want to open a department store CC at check ou

I always ask who issues the card and say "oh no I don't like that bank"
Message 10 of 53
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.