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Does comenity reduce APRs?

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kdm31091
Super Contributor

Re: Does comenity reduce APRs?

I never carry a balance on it, like I said. Like many others, its just a matter of principle with wanting a low APR

Oh well all I can do is ask and ill update with the results.
Message 11 of 24
ddemari
Super Contributor

Re: Does comenity reduce APRs?


@Anonymous wrote:

mean while, comenity's executive office...

 

"... and then, they wanted their APR reduced"

 


Side note, your Discover card is sooo pretty. 

Message 12 of 24
Anonymous
Not applicable

Re: Does comenity reduce APRs?


@ddemari wrote:

@Anonymous wrote:

mean while, comenity's executive office...

 

"... and then, they wanted their APR reduced"

 


Side note, your Discover card is sooo pretty. 


I saw one in person, believe it or not and it looked a little barfy.

Message 13 of 24
Anonymous
Not applicable

Re: Does comenity reduce APRs?


@Anonymous wrote:

mean while, comenity's executive office...

 

"... and then, they wanted their APR reduced"

 


That's so funny Smiley Very Happy

Message 14 of 24
Ups77
Regular Contributor

Re: Does comenity reduce APRs?

I love that caption.

Message 15 of 24
kdm31091
Super Contributor

Re: Does comenity reduce APRs?

As expected from this thread I called and basically got a flat out no. She said to call back in a few months and try again but the general tone was "ain't gonna happen".

 

Oh well. 7.99% on BJ's is good enough I guess, since that's all I really use it for Smiley Happy

Message 16 of 24
Anonymous
Not applicable

Re: Does comenity reduce APRs?


@kdm31091 wrote:

As expected from this thread I called and basically got a flat out no. She said to call back in a few months and try again but the general tone was "ain't gonna happen".

 

Oh well. 7.99% on BJ's is good enough I guess, since that's all I really use it for Smiley Happy


It has a double APR?

Message 17 of 24
FinStar
Moderator Emeritus

Re: Does comenity reduce APRs?


@Anonymous wrote:

@kdm31091 wrote:

As expected from this thread I called and basically got a flat out no. She said to call back in a few months and try again but the general tone was "ain't gonna happen".

 

Oh well. 7.99% on BJ's is good enough I guess, since that's all I really use it for Smiley Happy


It has a double APR?


For specific purchases associated with the store or merchant, yes.  Just like the Nordstrom Visa for example, the APR for Nordstrom store/online purchases is lower/separate than the APR for purchases made outside of Nordstrom's (also based on tiers).

Message 18 of 24
Anonymous
Not applicable

Re: Does comenity reduce APRs?

I'm sorry but this just seems silly. You never carry a balance but you are worried about the APR. Now if you will excuse me, I am going to go write to the prime minister of belgium to see if i can get their personal income taxes lower. Wait...no im not.
Message 19 of 24
RandomSpirit
Regular Contributor

Re: Does comenity reduce APRs?

I sent them an email a few months ago (from their website) requesting a reduction on my SGV and they reduced it 2 pts. yes, not much, but hey it was worth a try.

Message 20 of 24
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