cancel
Showing results for 
Search instead for 
Did you mean: 

Does it make sense...?

tag
Blender
Established Contributor

Does it make sense...?

... for me to apply for the CFU, if I:

 

-have a CIU (1.5%) and also,

-have a CFF (other categories similar to CFU)

 

To add, I don't yet have a sapphire card (planning a summer app). 

10/2024


Message 1 of 5
4 REPLIES 4
SouthJamaica
Mega Contributor

Re: Does it make sense...?


@Blender wrote:

... for me to apply for the CFU, if I:

 

-have a CIU (1.5%) and also,

-have a CFF (other categories similar to CFU)

 

To add, I don't yet have a sapphire card (planning a summer app). 


I think it would make more sense to add the Sapphire card.


Total revolving limits 569520 (505320 reporting) FICO 8: EQ 689 TU 684 EX 673




Message 2 of 5
JoeRockhead
Senior Contributor

Re: Does it make sense...?

I agree with @SouthJamaica that a Sapphire would make more sense.

Message 3 of 5
Priory_Man
Valued Contributor

Re: Does it make sense...?

I would just app for the CSP and start enjoying its benefits






"Total revolving credit $286,000 Current UTIL >1%"
Message 4 of 5
Blender
Established Contributor

Re: Does it make sense...?

I agree with the 3 of you, that's my whale card and my scores are the best they've ever been.

 

The part i left out was that I'm still seeking a long 0% card for a large purchase which is why I considered still getting the CFU, even tho its essentially a second 1.5% card. That and being able to move limits around if I didn'y get what I need.

10/2024


Message 5 of 5
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.