Now that I have a mix credit on my report, I think I'm done applying. I will sit down relax and pay everything on time.
Mortgage - No Lates
Installment Loan - No Lates
Auto Loan - (approved from BMW Financing - 3yr lease)
Orchard Bank 1350 CL
Cap One 1500 CL
Amex Zync (not reporting yet but hopefully backdating to 1995 will increase my score)
CU Visa 15K CL (just got approved from 1K to 15K)
Utilization is down 10% and I can't wait to pull my October score. Thanks for all your help. 700 here I come.
