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Dumb question - do I have a Quicksilver?

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gh17
Frequent Contributor

Dumb question - do I have a Quicksilver?

I have a Capital One card.  I've been calling it a Quicksilver, but I'm not really sure.  When I applied, I think it was for a No Hassle Cash Rewards card.  On the Capital One website, it just says "Visa Signature."  Same thing on my statement.  I get 1.5% back.

 

Not that it really matters; just wondering what to call my card.

BofA Cash Rewards 25,000 (2009) | Citi Double Cash 25,000 (2011) | Cap1 Quicksilver 10,000 (2013) | Discover It 31,000 (2014) | Chase Freedom 9000 (2014) | Barclaycard Rewards 25,000 (2014)

FICO: 840 Discover/Barclays/BofA TU, 869 Citi Equifax
Message 1 of 19
18 REPLIES 18
Anonymous
Not applicable

Re: Dumb question - do I have a Quicksilver?


@gh17 wrote:

I have a Capital One card.  I've been calling it a Quicksilver, but I'm not really sure.  When I applied, I think it was for a No Hassle Cash Rewards card.  On the Capital One website, it just says "Visa Signature."  Same thing on my statement.  I get 1.5% back.

 

Not that it really matters; just wondering what to call my card.


If your card gives 1.5%  it has QuickSilver rewards.   If there is also no AF, it is a QS.

Message 2 of 19
gh17
Frequent Contributor

Re: Dumb question - do I have a Quicksilver?

Looks like that's me then.

 

It's weird that it doesn't say that anywhere on my account though.  It's just a "Visa Signature" card, no further description.

BofA Cash Rewards 25,000 (2009) | Citi Double Cash 25,000 (2011) | Cap1 Quicksilver 10,000 (2013) | Discover It 31,000 (2014) | Chase Freedom 9000 (2014) | Barclaycard Rewards 25,000 (2014)

FICO: 840 Discover/Barclays/BofA TU, 869 Citi Equifax
Message 3 of 19
creditconcept
Regular Contributor

Re: Dumb question - do I have a Quicksilver?

Quicksilver is the name for a card that offers 1.5% back, no AF, and is a visa plat/sig. The quicksilver one is a plat mastercard, 1.5% back, and a $39 AF. If the card is different is is a general rewards card.

Me for instance, I have a quicksilver mastercard, but with a reduced $19 af. So capital one does do custom offers.

Message 4 of 19
Anonymous
Not applicable

Re: Dumb question - do I have a Quicksilver?

Yes, those are the default descriptions, mine says Visa Signature and Visa Platinum.   When you get the replacement cards though (until you change the image) you will get Quicksilver cards.

 

Doesn't really matter though, as the cards are defined by rewards and conditions (such as AF).  I think many people got quicksilvers either by requesting a PC, or, more commonly, Cap One doing it for them as they evolve their product line.

 

On one card I went from No Hassle Cash with 1%, to a version with 1.25%, then the Cash Rewards (1% and a 0.5% bonus annually) to the current QS.  The other card was No Hassle Travel (1%) to a 0% version, to a 1% cash back to the current QS.   

 

But I agree that since they use "Quicksilver" you might expect to see it somewhere!

Message 5 of 19
Countingpennies
Established Contributor

Re: Dumb question - do I have a Quicksilver?

I got my no-hassle rewards card about a year ago. Sometime after that I received a letter that they were discontinuing the no-hassle cards, and my card was now a Quicksilver. The letter also said they wouldn't be sending new cards until the expiration on the current one. My card isn't a Visa ignature, but my online account says platinum mastercard next to a Quicksilver icon.

Message 6 of 19
Anonymous
Not applicable

Re: Dumb question - do I have a Quicksilver?

You have a Quicksilver icon?  Mine just has (for each card) a "Your Image" placeholder, that doesn't actually show the customized image I used 

Message 7 of 19
NoAnchoviesPlease
Established Contributor

Re: Dumb question - do I have a Quicksilver?


@Anonymous wrote:

You have a Quicksilver icon?  Mine just has (for each card) a "Your Image" placeholder, that doesn't actually show the customized image I used 


Yup. Mine is Quicksilver, shows the QS card image right under "Welcome NoAnchoviesPlease" in card servicing, but still says Visa Platinum. And whoa, check out those mega-rewards. Smiley Happy 

12/29/2015 669/696/706
01/10/2016 698/711/730 but still to and fro a bit

Climbing to 700 and beyond. It's too cold for gardening.
Message 8 of 19
NoAnchoviesPlease
Established Contributor

Re: Dumb question - do I have a Quicksilver?


@gh17 wrote:

 

 

Not that it really matters; just wondering what to call my card.


You could call it Bruce to keep it clear. 

12/29/2015 669/696/706
01/10/2016 698/711/730 but still to and fro a bit

Climbing to 700 and beyond. It's too cold for gardening.
Message 9 of 19
Anonymous
Not applicable

Re: Dumb question - do I have a Quicksilver?


@NoAnchoviesPlease wrote:

@Anonymous wrote:

You have a Quicksilver icon?  Mine just has (for each card) a "Your Image" placeholder, that doesn't actually show the customized image I used 


Yup. Mine is Quicksilver, shows the QS card image right under "Welcome NoAnchoviesPlease" in card servicing, but still says Visa Platinum. And whoa, check out those mega-rewards. Smiley Happy 


That's pretty much what mine looks like. So the old name never gets changed to reflect Quicksilver? How long have you had yours?

Message 10 of 19
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