EBATES VISA

[ddemari]

They only pulled tu for me in illinois

[CreditUnionFan]

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@B335is wrote:
Only 0.00001% of the population ever qualifies for GE tier 1 credit. I think you have a 70% approval chance. Ebates is probably the hardest GE card to get. GE has never been inq Sensitive for me.

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Same here. Synchrony pulled TU, saw a bunch of inquiries and new accounts, but no derogatory items, and instantly approved a $10k Ebates with their Tier 2 APR. Since I pay in full, I don't care about the APR.

I've only used the Ebates a few times, but it's a nice card to add to the mix of portal cards. 

[gdale6]

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@Anonymous wrote:

I was thinking about applying for the Ebates Visa. My AAofA is 2 years. I have 13 inq on TU 14 on EX and 12on EQ  all in the last 4 months. My FICO scores are 706 TU-703-EX and 707 EQ. Do you think I would be approved?

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Yes you will most likely be approved, 778 was insufficent of a score to achieve the best interest rate.

[Anonymous]

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@B335is wrote:
Only 0.00001% of the population ever qualifies for GE tier 1 credit. I think you have a 70% approval chance. Ebates is probably the hardest GE card to get. GE has never been inq Sensitive for me.

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I did on my Ebates. But all that means is a lousy 19.9% APR instead of a lousier 24.9% APR.

[CreditCuriosity]

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@Anonymous wrote:

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@B335is wrote:
Only 0.00001% of the population ever qualifies for GE tier 1 credit. I think you have a 70% approval chance. Ebates is probably the hardest GE card to get. GE has never been inq Sensitive for me.

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I did on my Ebates. But all that means is a lousy 19.9% APR instead of a lousier 24.9% APR.

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lol

[Anonymous]

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@Anonymous wrote:

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@B335is wrote:
Only 0.00001% of the population ever qualifies for GE tier 1 credit. I think you have a 70% approval chance. Ebates is probably the hardest GE card to get. GE has never been inq Sensitive for me.

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I did on my Ebates. But all that means is a lousy 19.9% APR instead of a lousier 24.9% APR.

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Just this morning I got a preapproval for ebates at 19.9% (and had it not been for this forum I wouldn't have guessed that was a good rate!)  Slightly tempted but don't need now with the first year of Discover Miles.  Hopefully still available next year....