@Anonymous wrote:
It's a well known issue with Synchrony bank (and others).
When you use their website to make a payment, you're agreeing to a contract. Bouncing that paying violates the contract and may create havoc and cost for the bank. Bouncing twice is a death penalty for accounts.
This is why I push payments from my bank versus pull payments from the credit card website. I only do pull payments using autopay set up but I always pay off the balance before the autopay kicks in.
Autopay is just for emergencies when I can't get to the website, which is never.
It's rarely mentioned but is a very critical area of concern.
It's one that's a very good habit to get into especially when you're trying to build a credit platform for yourself and/or family starting out and beyond.
Good arguments can be made either way but the PUSH payments keeps you on top of matters and avoids unintended circumstances or other pitfalls that have happened and still do from not only bounced payments triggering a negative event but lender website issues such as people getting dounble-charged etc.
