I am guessing there has to be some MFr's who have this card and have Optimum Cable Service 
So my question is - which category does this fall under?
TV, Internet & Streaming Services or Utilities?
On the surface, one would think TV, Internet & Streaming Services, however Optimum is not listed and the now defunct BBVA that I used to use for Optimum would fall under utilities.
Same thing for Geico AUTO Insurance. BBVA it used to fall under utilities - does the same go for ELAN MCP? 🤔
Hey @Wavester64 me and my DH have this card. We have Optimum though I want to switch but that's another thing. He paid the bill with his Elan Card and it falls under Internet.
No clue about geico try pushing a small payment and see what happens.
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@Rudy1 wrote:Hey @Wavester64 me and my DH have this card. We have Optimum though I want to switch but that's another thing. He paid the bill with his Elan Card and it falls under Internet.
No clue about geico try pushing a small payment and see what happens.
Thanks @Rudy1
I have Geico billing to my CFU and here's the details. This should be the same for any Visa.
@ChargedUp wrote:I have Geico billing to my CFU and here's the details. This should be the same for any Visa.
My Geico billing coded slightly different on my AOD, and coded just as "Insurance". I'm also interested on whether or not MCP will code it as Utilities as well; I was looking at the MCP for sporting goods primarily but if it codes as utilities and I'm able to put my premium on it, that would get me ~$70/year additionally over my AOD, which would make the MCP much more enticing.
@Wavester64 wrote:I am guessing there has to be some MFr's who have this card and have Optimum Cable Service
So my question is - which category does this fall under?
TV, Internet & Streaming Services or Utilities?
On the surface, one would think TV, Internet & Streaming Services, however Optimum is not listed and the now defunct BBVA that I used to use for Optimum would fall under utilities.
Same thing for Geico AUTO Insurance. BBVA it used to fall under utilities - does the same go for ELAN MCP? 🤔
Bumping my own post up to see if anyone is getting better than 3% CB for Geico Insurance on any card
@Wavester64 wrote:Bumping my own post up to see if anyone is getting better than 3% CB for Geico Insurance on any card
For science, I just tried a $6 (meant to be 5 but slipped!) payment on Cash+ to Geico. Will take a while to see how much it gets, but hopefully I will have the answer by the time annual renewals come round in may.
@Anonymous wrote:
@Wavester64 wrote:Bumping my own post up to see if anyone is getting better than 3% CB for Geico Insurance on any card
For science, I just tried a $6 (meant to be 5 but slipped!) payment on Cash+ to Geico. Will take a while to see how much it gets, but hopefully I will have the answer by the time annual renewals come round in may.
Hey @Anonymous just following up on your quest
EDIT: Nevermind, I see I missed the part I have to wait until May 
@ChargedUp wrote:I have Geico billing to my CFU and here's the details. This should be the same for any Visa.
Just to clarify, the MCC is "6300 - Insurance sales, underwriting and premiums." The category of "Bills & Utilities" is just what the card issuer is classifying as a broad category for MCC code 6300, and does not necessarily mean that the MCC is included in the way they define "Utilities" for category earnings. U.S. Bank (and by extension Elan) usually has very specific MCCs that earn bonus earnings in those categories.
