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EXPRESS STORE CARD

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laz98
Senior Contributor

Re: EXPRESS STORE CARD

I stupidly got an Express card before I realized I hardly shop there Smiley Sad

Message 11 of 17
kobe2012
Established Contributor

Re: EXPRESS STORE CARD

I shop there a lot and the preapproval just sux... they have sales almost every week... I called again and the lady told me to go to the store and let the manager know that I did a preapproval but having trouble with the application..... I don't really want the hard pull so I'll pass on this one.... It is so darn hard to be in the garden.... I even wonder if it's normal to be a credit addict....lol


Starting Score: MYFICO 12/30/15 -TU: 481, EQ:561, EX:532 - BK7 DISCHARGED 12/2015 - Current: 09/01/2016 TU:642 EQ: 651 EX: 646
NFCU cashRewards:$6200 QS:$1500 Merrick:$1200 Cabelas:$1000 SonyVisa: $500 JCrew:$850 Overstock:$850 Express: $1050 PaypalCredit:$2150 NAVCHECK:$10K
Message 12 of 17
AprilShowers4
New Contributor

Re: EXPRESS STORE CARD

I too applied for the express card using the pre-approval pop up. It would tell me we were having a problem processing your request and then it would give me the 7-10 day timeframe. I never received a denial letter from them in the mail. I don't even see the sp on my credit report. I think something is wrong with their pre-approval. I also got the pre-approval from the buckle store, it told me I was pre approved for 250.00. I applied, got the 7-10 day message, never received a denial letter. Something is wrong.

Message 13 of 17
TeeandDee
Frequent Contributor

Re: EXPRESS STORE CARD

Sorry to hear about your application problems with Express.  I had a similiar problem when I applied.  I didn't get a preapproval, but when I applied back in January online, I ran into trouble as well.  After I filled in the application and hit the button to process, it took forever to process and the website froze on me.  So I called in to their Customer Service and he said they didn't even have my application so it didn't go through.  So I went ahead and tried again (at that time I had no inquiries so I was able to take this chance).  The second time I did it the SAME thing happened and I exit out the website and when I logged back in the Express account information was added to my payment area! I was so excited!! I still called in to their Customer Service just to confirm since I had not received any sort of "Congratulations' screen.  They confirmed it had been approved.  Seems like their online application is extremely glitchy.  

Slowly building....
Message 14 of 17
kobe2012
Established Contributor

Re: EXPRESS STORE CARD

thanks for the responses, glad to know i wasn't the only one having issues.... I don't really wanna apply in store cause it might be another hard pull... it's probably a sign to garden!!!! lol... something i just can't do *sighs*


Starting Score: MYFICO 12/30/15 -TU: 481, EQ:561, EX:532 - BK7 DISCHARGED 12/2015 - Current: 09/01/2016 TU:642 EQ: 651 EX: 646
NFCU cashRewards:$6200 QS:$1500 Merrick:$1200 Cabelas:$1000 SonyVisa: $500 JCrew:$850 Overstock:$850 Express: $1050 PaypalCredit:$2150 NAVCHECK:$10K
Message 15 of 17
kp1211
Established Member

Re: EXPRESS STORE CARD

Does anyone happen to have the instant credit number or recon number for them?

Starting Score: EQ 566, TU 540, EX 607 (Lender Pulls 5/24/12)
Current Score:
EQ 607, TU 637, EX 634 (04/30/13 Lender Pull)
Goal Score:
700+ across the board


Gordon's - $1200, Buckle - $1140, Capital One Secured - $750, Victoria's Secret - $680, Walmart - $200

Take the myFICO Fitness Challenge

Message 16 of 17
youngandcreditwrthy
Senior Contributor

Re: EXPRESS STORE CARD

I used to love using my Express card... It helped me build my credit!!!! And they offer so many discounts/rewards. The new "Next" rewards/points program is not as good as the old one though lol
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Message 17 of 17
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