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Earn 3% on everything using one card -Dead !-

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jdbkiang
Established Contributor

Re: Earn 3% on everything using one card - RECENT UPDATE

I asked this a while back, but the question probably got lost up in the thread.

 

Does anyone know how to convert back to a personal account from a business account? I'm already a business debit holder with a business account, but every time I try to apply for the personal card, I'm asked to login to my account. Once I log in, I no longer have the ability to apply for the 2% card.

 

Has anyone else experienced this? Any solutions?







[2/2019]
Message 221 of 409
staticvoidmain
Established Contributor

Re: Earn 3% on everything using one card - RECENT UPDATE


@jdbkiang wrote:

I asked this a while back, but the question probably got lost up in the thread.

 

Does anyone know how to convert back to a personal account from a business account? I'm already a business debit holder with a business account, but every time I try to apply for the personal card, I'm asked to login to my account. Once I log in, I no longer have the ability to apply for the 2% card.

 

Has anyone else experienced this? Any solutions?


You can only apply for the 2% card with a personal account (or the defunct premier account). You can downgrade by calling PayPal directly, or through e-mail (nothing in the web portal). However, odds are, you'll lose your business debit card if you do this — they'd probably replace it with the personal debit card.

 

Message 222 of 409
jdbkiang
Established Contributor

Re: Earn 3% on everything using one card - RECENT UPDATE


@staticvoidmain wrote:

@jdbkiang wrote:

I asked this a while back, but the question probably got lost up in the thread.

 

Does anyone know how to convert back to a personal account from a business account? I'm already a business debit holder with a business account, but every time I try to apply for the personal card, I'm asked to login to my account. Once I log in, I no longer have the ability to apply for the 2% card.

 

Has anyone else experienced this? Any solutions?


You can only apply for the 2% card with a personal account (or the defunct premier account). You can downgrade by calling PayPal directly, or through e-mail (nothing in the web portal). However, odds are, you'll lose your business debit card if you do this — they'd probably replace it with the personal debit card.

 


But, after I lose the business debit and receive the 2% Paypal CB, I can upgrade back to business and get the business debit card, am I correct?







[2/2019]
Message 223 of 409
digitek
Established Contributor

Re: Earn 3% on everything using one card - RECENT UPDATE

I was just in this situation, had PayPal Business and the Debit card.  Fired up a chat on their website and they downgraded to personal account.  Business debit card is still in my account.  I haven't tried to apply for 2% MC so not sure I can or not.

 

They did say very explicitly that this account can never be converted back into a Business account.

Message 224 of 409
jdbkiang
Established Contributor

Re: Earn 3% on everything using one card - RECENT UPDATE


@digitek wrote:

I was just in this situation, had PayPal Business and the Debit card.  Fired up a chat on their website and they downgraded to personal account.  Business debit card is still in my account.  I haven't tried to apply for 2% MC so not sure I can or not.

 

They did say very explicitly that this account can never be converted back into a Business account.


So how long ago did you downgrade? Did you get any type of notice that your card would be deactivated? And if it's now a personal account, is it any harder to access your business debit?







[2/2019]
Message 225 of 409
vwgrrc
Regular Contributor

Re: Earn 3% on everything using one card - RECENT UPDATE

Discover Miles. You can hold it year after year

Message 226 of 409
digitek
Established Contributor

Re: Earn 3% on everything using one card - RECENT UPDATE


@jdbkiang wrote:

@digitek wrote:

I was just in this situation, had PayPal Business and the Debit card.  Fired up a chat on their website and they downgraded to personal account.  Business debit card is still in my account.  I haven't tried to apply for 2% MC so not sure I can or not.

 

They did say very explicitly that this account can never be converted back into a Business account.


So how long ago did you downgrade? Did you get any type of notice that your card would be deactivated? And if it's now a personal account, is it any harder to access your business debit?


I downgraded just a few days ago and it happened almost instantly.  No notice that card would be deactivated, and not harder to access Business debit it is still there pretty prominently in my personal PayPal account, I can access it with one click.

Message 227 of 409
jdbkiang
Established Contributor

Re: Earn 3% on everything using one card - RECENT UPDATE


@digitek wrote:

@jdbkiang wrote:

@digitek wrote:

I was just in this situation, had PayPal Business and the Debit card.  Fired up a chat on their website and they downgraded to personal account.  Business debit card is still in my account.  I haven't tried to apply for 2% MC so not sure I can or not.

 

They did say very explicitly that this account can never be converted back into a Business account.


So how long ago did you downgrade? Did you get any type of notice that your card would be deactivated? And if it's now a personal account, is it any harder to access your business debit?


I downgraded just a few days ago and it happened almost instantly.  No notice that card would be deactivated, and not harder to access Business debit it is still there pretty prominently in my personal PayPal account, I can access it with one click.


That is great news. I may have to do this as well. 







[2/2019]
Message 228 of 409
TyRacing
Frequent Contributor

Re: Earn 3% on everything using one card - RECENT UPDATE

can someone have 2 more Paypal accounts? 2 Business and 1 Personal Account? cause i dont feel like downgrading then upgrading.

Have the Following:



CashBack Cards Goals: Citi Rewards+

Status: Doing my Homework before I App

Note to Self: Focus on the Abundance of Love and you shall have more!

Message 229 of 409
staticvoidmain
Established Contributor

Re: Earn 3% on everything using one card - RECENT UPDATE


@TyRacing wrote:

can someone have 2 more Paypal accounts? 2 Business and 1 Personal Account? cause i dont feel like downgrading then upgrading.


You can have one business and one consumer account, as far as I know. (Personal and premier accounts are considered consumer). Be wary on trying to "beat their system", PayPal can be trigger happy when it comes to suspending or permanently banning accounts.

Message 230 of 409
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