No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
I asked this a while back, but the question probably got lost up in the thread.
Does anyone know how to convert back to a personal account from a business account? I'm already a business debit holder with a business account, but every time I try to apply for the personal card, I'm asked to login to my account. Once I log in, I no longer have the ability to apply for the 2% card.
Has anyone else experienced this? Any solutions?
@jdbkiang wrote:I asked this a while back, but the question probably got lost up in the thread.
Does anyone know how to convert back to a personal account from a business account? I'm already a business debit holder with a business account, but every time I try to apply for the personal card, I'm asked to login to my account. Once I log in, I no longer have the ability to apply for the 2% card.
Has anyone else experienced this? Any solutions?
You can only apply for the 2% card with a personal account (or the defunct premier account). You can downgrade by calling PayPal directly, or through e-mail (nothing in the web portal). However, odds are, you'll lose your business debit card if you do this — they'd probably replace it with the personal debit card.
@staticvoidmain wrote:
@jdbkiang wrote:I asked this a while back, but the question probably got lost up in the thread.
Does anyone know how to convert back to a personal account from a business account? I'm already a business debit holder with a business account, but every time I try to apply for the personal card, I'm asked to login to my account. Once I log in, I no longer have the ability to apply for the 2% card.
Has anyone else experienced this? Any solutions?
You can only apply for the 2% card with a personal account (or the defunct premier account). You can downgrade by calling PayPal directly, or through e-mail (nothing in the web portal). However, odds are, you'll lose your business debit card if you do this — they'd probably replace it with the personal debit card.
But, after I lose the business debit and receive the 2% Paypal CB, I can upgrade back to business and get the business debit card, am I correct?
I was just in this situation, had PayPal Business and the Debit card. Fired up a chat on their website and they downgraded to personal account. Business debit card is still in my account. I haven't tried to apply for 2% MC so not sure I can or not.
They did say very explicitly that this account can never be converted back into a Business account.
@digitek wrote:I was just in this situation, had PayPal Business and the Debit card. Fired up a chat on their website and they downgraded to personal account. Business debit card is still in my account. I haven't tried to apply for 2% MC so not sure I can or not.
They did say very explicitly that this account can never be converted back into a Business account.
So how long ago did you downgrade? Did you get any type of notice that your card would be deactivated? And if it's now a personal account, is it any harder to access your business debit?
Discover Miles. You can hold it year after year
@jdbkiang wrote:
@digitek wrote:I was just in this situation, had PayPal Business and the Debit card. Fired up a chat on their website and they downgraded to personal account. Business debit card is still in my account. I haven't tried to apply for 2% MC so not sure I can or not.
They did say very explicitly that this account can never be converted back into a Business account.
So how long ago did you downgrade? Did you get any type of notice that your card would be deactivated? And if it's now a personal account, is it any harder to access your business debit?
I downgraded just a few days ago and it happened almost instantly. No notice that card would be deactivated, and not harder to access Business debit it is still there pretty prominently in my personal PayPal account, I can access it with one click.
@digitek wrote:
@jdbkiang wrote:
@digitek wrote:I was just in this situation, had PayPal Business and the Debit card. Fired up a chat on their website and they downgraded to personal account. Business debit card is still in my account. I haven't tried to apply for 2% MC so not sure I can or not.
They did say very explicitly that this account can never be converted back into a Business account.
So how long ago did you downgrade? Did you get any type of notice that your card would be deactivated? And if it's now a personal account, is it any harder to access your business debit?
I downgraded just a few days ago and it happened almost instantly. No notice that card would be deactivated, and not harder to access Business debit it is still there pretty prominently in my personal PayPal account, I can access it with one click.
That is great news. I may have to do this as well.
can someone have 2 more Paypal accounts? 2 Business and 1 Personal Account? cause i dont feel like downgrading then upgrading.
Have the Following:
CashBack Cards Goals: Citi Rewards+
Status: Doing my Homework before I App
Note to Self: Focus on the Abundance of Love and you shall have more!
@TyRacing wrote:can someone have 2 more Paypal accounts? 2 Business and 1 Personal Account? cause i dont feel like downgrading then upgrading.
You can have one business and one consumer account, as far as I know. (Personal and premier accounts are considered consumer). Be wary on trying to "beat their system", PayPal can be trigger happy when it comes to suspending or permanently banning accounts.