Re: Earn 3% on everything using one card - RECENT ... - Page 24 - myFICO® Forums

staticvoidmain · ‎11-25-2018

@jdbkiang wrote:
@digitek wrote:
I downgraded just a few days ago and it happened almost instantly. No notice that card would be deactivated, and not harder to access Business debit it is still there pretty prominently in my personal PayPal account, I can access it with one click.
That is great news. I may have to do this as well.

Based on data points, they do not immediately send the notice about it. YMMV, but I personally would not do this until it has been proven to work after some time has passed. I'd wait for an update from @digitek.

digitek · ‎11-26-2018

I didn't realize there might be some lag, I'll update here if I get any type of cancellation on the Business Debit card. I just checked a second ago and it is still there in my account as of today.

Still not sure if I will go for the PayPal 2% card to complete the duo...

Anonymous · ‎11-27-2018

i upgraded to get the business debit first. Then i downgraded applied for MC. got approved and i can still access and use my PP Debit while earning 1% on debit + 2% on MC.

If something happens i am ready to upgrade again to Business.

jdbkiang · ‎11-27-2018

I thought you couldn’t upgrade back to business.

Chase Southwest Premier 3K 10/17 [canceled]

American Express Hilton Honors Ascend 3K 04/18 [canceled]

Petal Card 3.25K 07/18 [closed for inactivity 04/20]

American Express Blue Business Plus 9K 07/18

American Express Hilton Honors Card 3.6 K 11/18 [canceled]

American Express Hilton Honors Aspire Card 20K 11/18

American Express Bonvoy Business Card 5K 1/19

American Express Hilton Honors Business Card 6K 4/19

CitiBusiness AAdvantage Platinum Select 7K 11/19

American Express Delta Gold Business Card 7.6K 12/19

American Express Business Platinum Card NPSL 1/20

American Express Business Platinum Card NPSL 11/20

American Express Platinum Card NPSL 11/20

American Express Business Platinum Card NPSL 12/20

Barclays Wyndham Earner Business 1.5K 02/21

AAdvantage Aviator World Elite Business Mastercard 5K 03/21

American Express Business Platinum Card NPSL 05/21

American Express Platinum Card for Schwab NPSL 08/21

Jetblue Plus World Elite Mastercard 2K 11/21

American Express Business Platinum Card NPSL 11/21

Virgin Atlantic World Elite Mastercard 15K 11/21

Alaska Airlines Visa Signature 11K 11/21

Rakuten Cash Back Visa Platinum Card 1K 04/22

Wells Fargo Business Platinum Card 10K 04/22

American Express Delta Reserve Business 13.7K 08/22

[2/2019]

shoegal · ‎11-28-2018

I upgraded back to business with no issues too.

OmarR · ‎11-29-2018

@digitek wrote:
I didn't realize there might be some lag, I'll update here if I get any type of cancellation on the Business Debit card. I just checked a second ago and it is still there in my account as of today.

Still not sure if I will go for the PayPal 2% card to complete the duo...

Originally, I also wasn't sure. But than I started realizing how much swiping I was doing at non-category places. Petsmart, hair-cut store, licquor store, etc....

I guess most people that already have a 2% card figure it's not worth the extra 1%. So I guess everyone is different. But this trick has made me SD my USAA 2.5% Limitless for now.

EQ=850 TU=849 EX=850 0/24 UTIL=$1 AZEO

USAA Limitless VISA (1.5% Everyday Non-category) $24,000

Paypal MC (2% Everyday Non-Category) $10,000

US Bank+ VISA (5% Dept Stores & Phone) $12,000

Fort Knox Credit Union VISA (5% Gas) $13,500

Vantage West VISA (5% Costco) $10,000 & (DW- 5% Utilities) $10,000

Chase Freedom VISA (5% Rotating Categories) $12,000

Discover IT (5% Rotating Categories) $10,500

Citi Dividend MC (5% Rotating Categories) $10,3000

Nusenda Platinum Rewards VISA (5% Rotating Categories) $13,900

Anonymous · ‎11-29-2018

I didnt earn any cash back. Can somebody explain me why? I used it as a backup for PP Business debit. The PP MC didnt earn me the 2% yet. I did the transaction 15 days ago.