Earn 3% on everything using one card -Dead !-

[jdbkiang]

Did anyone hear about Discover’s new debit card that also offers 1% back? Maybe this could be an alternative.

[SBR249]

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@jdbkiang wrote:
Did anyone hear about Discover’s new debit card that also offers 1% back? Maybe this could be an alternative.

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How so? The Discover debit card doesn't allow for any sources of backup funding at all since it's linked to the owner's Discover checking account. Insufficient funds would result in a $30 fee instead of a 3% cashback. 

[Anonymous]

I got that same terms update email and still nothing about losing the 3%. 

[patoot10]

3 more days until we find out the fate of this.

[Anonymous]

Figures that I got a collection in the mail that charges a 2% fee for paying with credit card that I’m disputing the amounts and dragging out so I can get them to agree to a lower amount for PFD. I could have earned 2% for using the debit (they specifically say they bill it as ACH debit, not credit so I wouldn’t get the 3%) instead of 0. 

Still no letter or any indication of any kind on my PayPal by the way. 

[Anonymous]

While I am hoping for the best, I think the updated section on the site about what can be backup funding (just a bank account) means the change is coming for all.   Maybe not all of us will be impacted Mar 11 (although I still suspect we will be), but sooner or later.   Now if that's say Dec 31 2099, fine!

[Anonymous]

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@Anonymous wrote:

While I am hoping for the best, I think the updated section on the site about what can be backup funding (just a bank account) means the change is coming for all.   Maybe not all of us will be impacted Mar 11 (although I still suspect we will be), but sooner or later.   Now if that's say Dec 31 2099, fine!

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I have no doubt the change is coming but they’re going to get themselves in a lot of trouble if they don’t send messages to everyone about this change and then zap their bank accounts. 

[Anonymous]

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@Anonymous wrote:

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@Anonymous wrote:

While I am hoping for the best, I think the updated section on the site about what can be backup funding (just a bank account) means the change is coming for all.   Maybe not all of us will be impacted Mar 11 (although I still suspect we will be), but sooner or later.   Now if that's say Dec 31 2099, fine!

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I have no doubt the change is coming but they’re going to get themselves in a lot of trouble if they don’t send messages to everyone about this change and then zap their bank accounts. 

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They wont zap the bank account, merely decline the debit charge for insufficient funds (unless you have already set up the bank for backup, in which case not a problem)

[Anonymous]

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@Anonymous wrote:

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@Anonymous wrote:

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@Anonymous wrote:

While I am hoping for the best, I think the updated section on the site about what can be backup funding (just a bank account) means the change is coming for all.   Maybe not all of us will be impacted Mar 11 (although I still suspect we will be), but sooner or later.   Now if that's say Dec 31 2099, fine!

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I have no doubt the change is coming but they’re going to get themselves in a lot of trouble if they don’t send messages to everyone about this change and then zap their bank accounts. 

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They wont zap the bank account, merely decline the debit charge for insufficient funds (unless you have already set up the bank for backup, in which case not a problem)

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As long as they don’t make my checking the backup funding source, I’m good. 

[Anonymous]

Maybe they'll make it for new people only... Those who already have it setup can keep it. Wait, this isn't a cell provider or anything... No grandfathering... I guess except having a paypal business debit, I have an old premier account (never upgraded/downgraded from personal<>business) and the PBD, which I've had since they introduced them. I just added an AU on the PBD as well two weeks ago so it's fine.