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Easiest Credit Card to get with convenience checks

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accjohn1990
Contributor

Easiest Credit Card to get with convenience checks

I am new to credit and i am just now getting large credit limits.  But, i only have one card that offers convenience checks which is through keybank.  What are some of the easier cards to get that offer convenience checks?  My credit scores are all near 700, but i have a lot of inquiries and recently opened accounts

Message 1 of 8
7 REPLIES 7
Loquat
Moderator Emeritus

Re: Easiest Credit Card to get with convenience checks


@accjohn1990 wrote:

I am new to credit and i am just now getting large credit limits.  But, i only have one card that offers convenience checks which is through keybank.  What are some of the easier cards to get that offer convenience checks?  My credit scores are all near 700, but i have a lot of inquiries and recently opened accounts


CapOne will occasionally send them just be careful to read them as some have different terms and conditions than others.  If you don't get them (and your account is eligible) you can go online and request one be sent to you and you can cash and do with it what you please.  

Message 2 of 8
Credit_hawk
Established Contributor

Re: Easiest Credit Card to get with convenience checks

Bank of America sends me 2 checks per month even though I never use them. I love BofA. Citi has sent them to me as well.


@Loquat wrote:

@accjohn1990 wrote:

I am new to credit and i am just now getting large credit limits.  But, i only have one card that offers convenience checks which is through keybank.  What are some of the easier cards to get that offer convenience checks?  My credit scores are all near 700, but i have a lot of inquiries and recently opened accounts


CapOne will occasionally send them just be careful to read them as some have different terms and conditions than others.  If you don't get them (and your account is eligible) you can go online and request one be sent to you and you can cash and do with it what you please.  


 

FICO- Experian: 797, TransUnion: 781, Equifax: 804 (Updated Monthly)
Message 3 of 8
AverageJoesCredit
Legendary Contributor

Re: Easiest Credit Card to get with convenience checks

Yup Boa and maybe Discover? I know Boa likes to send them like you are collecting royaltySmiley Wink
Message 4 of 8
Loquat
Moderator Emeritus

Re: Easiest Credit Card to get with convenience checks


@AverageJoesCredit wrote:
Yup Boa and maybe Discover? I know Boa likes to send them like you are collecting royaltySmiley Wink

To add on to what AJC mentioned, Discover will let you DD into your checking account so there is no need to wait for a check.

Message 5 of 8
Anonymous
Not applicable

Re: Easiest Credit Card to get with convenience checks

Citi Simplicity 

Message 6 of 8
Anonymous
Not applicable

Re: Easiest Credit Card to get with convenience checks

NASA Federal sends them to me all the time as does USAA.

Message 7 of 8
marty56
Super Contributor

Re: Easiest Credit Card to get with convenience checks

Sams MC does that a lot.  IMHO  would really be careful of those checks.  If you need to make a big purchase in a store, look for 0% finance as a cheaper, better long term option.

1/25/2021: FICO 850 EQ 848 TU 847 EX
Message 8 of 8
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