cancel
Showing results for 
Search instead for 
Did you mean: 

Eligibility to get initial welcome offer with CSR?

tag
craig523647
New Visitor

Eligibility to get initial welcome offer with CSR?

Hello,

 

I had CSR when it came out initially and loved having it. I had the card for couple of years before downgrading it to a no annual fee card. It has been about 4.5 years since I downgraded. I was not into churning back then and I downgraded due to change in my financial situation and didn't want to pay annual fee. At that time Chase downgraded me to a no annual fee "Sapphire" card. The top of the card simply says "Sapphire".

 

If I want to reapply for CSR now, would I qualify for new card bonus?

 

Thanks.

4 REPLIES 4
Beefy1212
Established Contributor

Re: Eligibility to get initial welcome offer with CSR?


@craig523647 wrote:

Hello,

 

I had CSR when it came out initially and loved having it. I had the card for couple of years before downgrading it to a no annual fee card. It has been about 4.5 years since I downgraded. I was not into churning back then and I downgraded due to change in my financial situation and didn't want to pay annual fee. At that time Chase downgraded me to a no annual fee "Sapphire" card. The top of the card simply says "Sapphire".

 

If I want to reapply for CSR now, would I qualify for new card bonus?

 

Thanks.


Yes... You can get the sub on a sapphire card every 48 months at 4.5 years sounds like you are at 54 months.



Message 2 of 5
CreditCuriosity
Moderator Emeritus

Re: Eligibility to get initial welcome offer with CSR?

I know you can't have the CSP/Sapphire preferred at the same time although not sure about the Sapphire.  I think you are safe with that.  Only concern as mentioned was really the 48 month rule.  Might need to PC the Sapphire to Freedom, but i speculate you are ok.

Message 3 of 5
coldfusion
Credit Mentor

Re: Eligibility to get initial welcome offer with CSR?


@CreditCuriosity wrote:

I know you can't have the CSP/Sapphire preferred at the same time although not sure about the Sapphire.  I think you are safe with that.  Only concern as mentioned was really the 48 month rule.  Might need to PC the Sapphire to Freedom, but i speculate you are ok.


I haven't heard of any recent data points but I remember seeing previous ones in the first months after the 1-Sapphire rule went into effect that   pointed to the no-AF Sapphire also counting.

(7/2025)
FICO 8 (EX) 850 (TU) 850 (EQ) 850
FICO 9 (EX) 850 (TU) 850 (EQ) 850

$1M+ club

Artist formerly known as the_old_curmudgeon who was formerly known as coldfusion
Message 4 of 5
CreditCuriosity
Moderator Emeritus

Re: Eligibility to get initial welcome offer with CSR?


@coldfusion wrote:

@CreditCuriosity wrote:

I know you can't have the CSP/Sapphire preferred at the same time although not sure about the Sapphire.  I think you are safe with that.  Only concern as mentioned was really the 48 month rule.  Might need to PC the Sapphire to Freedom, but i speculate you are ok.


I haven't heard of any recent data points but I remember seeing previous ones in the first months after the 1-Sapphire rule went into effect that   pointed to the no-AF Sapphire also counting.


Ah interesting.  If this is the case OP would have to PC his Sapphire into a freedom product then apply for CSR to get approved/bonus

Message 5 of 5
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.