Elusive Target RC CLI

[Andypanda]

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@Anonymous wrote:
Why didn't/don't you just get the Target Red debit card? Same benefits as the cc except it links up to your checking account.

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The reason I don’t get the debit card is i pay my bill from different accounts for diffrent reasons. For personal finance reasons the debit card would just be a pain.

[Anonymous]

You can easily change the checking account that the debit card is linked to. May be a bit of a hassle, but at least you won't be gimped with a low spending limit.

@ehomeyjr it's ok man that's why I asked what your source was lol

[QuakerOatmeal]

I've been stuck in Red Card 300 CL hell for a year now. I've given up hope at this point. With other cards making it rain with CLIs, my target card just continues to stay the same. 

I've sock drawered it.

[tinabohio]

My Target card journey.
Opened- September 2017 $300 limit
April 2018 $600 limit
August 2018 $1100 limit
December 2018 (no request for CLI, I got a letter in the mail) $1700 limit

I requested a cli a number of times, got 2, I think because we practically live at freaking Target, lol. I've spent about $3000 there since Sept 2017, woah.

[Anonymous]

I just logged on to see my statement and discovered a $600 CLI from $2500 (my starting CL) to $3100.  I got the card in January 2018 and have periodically "updated" my income on the site to hopefully trigger a CLI as suggested by others on this forum. I spent quite a bit more on my card over the holidays, up to just under 50% of my CL and that seems to have been the magic trigger for the CLI. I always PIF.

I had been hoping for a PC to the Target Mastercard, but no luck there yet.

[Anonymous]

There's a target MasterCard? I assume this is different from the regular target card? What's the benefit?

[Anonymous]

It's a MasterCard which can be used anywhere, not just at Target. My understanding is that it's a true chip and pin card, which is why I'd like it.

[Anonymous]

But does it offer any actual benefits that supersede the red card or is simply the card that can be used everywhere but otherwise gets the same benefit as the red debit card and red credit card?

[Anonymous]

I don't believe its benefits are vastly different from the store or debit redcard. The main benefit to me is that it's a chip and pin card, which would be useful to have while traveling abroad. It wouldn't be my main spend card domestically.

[Anonymous]

On top of the regular benefits the MC gives
2% on gas, dining and travel and 1% on all other eligible purchases outside of Target. Cash back is awarded as Target GC you get at the end of the year. Other than that not much difference. The MC also seems to have much higher CLs, mine is 12k.