Excellent credit not needed

[arkane]

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wrote:

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wrote:
Actually i talked with a kid, granted he was just out of high school.
He got the amex platinum just for the UBER credit. He says he will try to fly somewhere (out side usa) so he can use the air credit to buy mini alcohol bottles to party with in the as he called it AMEX hotels.

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BUAHAHAHAHA 

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I hope the kid was joking, because those are absolutely terrible financial decisions.

[redpat]

And now you know why lenders have blacklists.  Sometimes someone’s baggage is so bad they just can’t get rid of it, but  look on the bright side they have an 850 credit score.......Remember if you are applying for a mortgage or are n business and need a credit line or term loans all the applications have the questions “Have you ever filed for Bankruptcy?” “Have you ever had a foreclosure?”  

OP, there are so many factors that go into lending and assessing risk and 800 score can be like comparing apples and oranges, in the end everything is bananas anyways.

[redpat]

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wrote:

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wrote:

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wrote:
Actually i talked with a kid, granted he was just out of high school.
He got the amex platinum just for the UBER credit. He says he will try to fly somewhere (out side usa) so he can use the air credit to buy mini alcohol bottles to party with in the as he called it AMEX hotels.

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BUAHAHAHAHA 

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I hope the kid was joking, because those are absolutely terrible financial decisions.

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Holy s....Lucky B, it must be nice being a trust fund baby when terrible financial decisions don't matter.

[Anonymous]

I guess i should count my blessings that i have what banks say is the (best) score needed for a poor persons "non centurion card".
But i do wish there was cards to shoot for that a person that makes under 100k a year could shoot for. One that only say 100'000 people in the world has.

[Remedios]

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@Anonymouswrote:
I guess i should count my blessings that i have what vanks say is the (best) score needed for a poor persons "non centurion card".
Buy i do wish there was cards to shoot for that a person that makes under 100k a year could shoot for. One that only say 100'000 people in the world has.

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I'd rather have the same card that everybody else has, but that gives me 5% back on everything. That is something I can actualy use. 

[iced]

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@Anonymouswrote:
I guess i should count my blessings that i have what vanks say is the (best) score needed for a poor persons "non centurion card".
Buy i do wish there was cards to shoot for that a person that makes under 100k a year could shoot for. One that only say 100'000 people in the world has.

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Maybe this is what you are looking for.

http://www.benshoemate.com/2007/12/08/design-paint-and-pimp-out-you-credit-card/

[Anonymous]

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@Anonymous@ytzakwrote:

Remember, The Donald (Trump) filed for bankruptcy three times (1991, 2004, and 2009). This whole Russia thing (politics aside) is not about his wealth, but the simple fact that no legitimate Western Bank will loan him a dime. 

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Wow...apparently you have access to information that no one in the American media or electorate has.  Have you thought about publishing this explosive information more widely?

[Anonymous]

The bankruptcy is widely known. "The whole Russia thing" is likely referring to the DOJ investigation into Deutsche bank.

[Anonymous]

Widely known by whom?  As far as I'm aware Donald Trump has never file bankruptcy....maybe you know different.

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@Anonymouswrote:
The bankruptcy is widely known. "The whole Russia thing" is likely referring to the DOJ investigation into Deutsche bank.

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[Gmood1]

He's filed at least 4 business bankruptcies.