Experian FICO's are back?!

[MustangSaluki]

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@fused wrote:

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@Imhotrodcrazy wrote:

I'm  ecstatic.   I just pulled my EX and it is 842.  My EX report is clean as a whistle.  I only have one year to go for one PR to drop off of my EQ and TU reports.  Hope those will hit 800 next June. 

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Good for you!

I was shocked when I just pulled my EX FICO score. Drum roll....

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This is so disciplined. Hearty congrats. 

[mcf]

60 bux for all 3?? yikes!  Somebodys rich!

[tray]

Just bit the bullet as well, EX fico at 721 on EX website fako at 738, hope someone really chimes for comparison with Penn CU scores !!! since  alot of us missed out on the joining process...

[dddewdrop]

   Myfico and Experian are making money off us today. Think of all the 20 dollar bills being dropped in their laps 

[Creditaddict]

OMG my credit is terrible right now and I do hate that I just spent $60 in the last week but I figure down the road soon when it's all on the road to recovery again I will want to know the starting point "This time!" I'm glad, EX is almost 50 points higher then the other two... can I use it for my starting point! LOL

[kimmiller112]

I've also done it and my EX is my highest at 703.  My EQ is at 675 (but should go up soon as a withdrawn federal tax lien that was deleted appeared again and should be removed in the next couple of weeks) and my TU is at 688.  The only thing I have to compare them to is my USAA FAKO scores which are 728 across the board - they have always been higher than my FICO scores.

[Creditaddict]

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@kimmiller112 wrote:

I've also done it and my EX is my highest at 703.  My EQ is at 675 (but should go up soon as a withdrawn federal tax lien that was deleted appeared again and should be removed in the next couple of weeks) and my TU is at 688.  The only thing I have to compare them to is my USAA FAKO scores which are 728 across the board - they have always been higher than my FICO scores.

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My EX has ALWAYS been my lowest up till they stopped allowing me to buy... if they changed scoring in order to try to win people back and they don't take it away once more start using them again... I'm giving thumbs up!!!

I have to run, but will try to review later and see what might be different to give the huge difference.

[Simply827]

Gee, now I don't feel special for being in PSECU anymore 

I'm not buying the score here. I already know my EX score is poopy. 

[llecs]

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@kroberts67 wrote:

I guess now might be the time for me to purchase the Suzy O kit for $49.95...   if you know you're going to buy FICO's anyway over the next while, that's 3 FICO's for $16.65 each.  

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I've learned that the Suze Kit will not be offering EX FICO reports as it did before EX did what they did.   Some are trying to save $$$$ on reports and that was a good way to do it (well, still is for EQ and TU).

[llecs]

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@dddewdrop wrote:

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@vpae wrote:

Just some additional context from my end.

Bank pulled FICO 06/11/13

Experian - 770

myFico 06/13 for Experian

Experian - 815

CreditSesame 06/06/13

Experian FAKO - 729

experian.experiandirect.com 06/13/13

Experian Plus Score - 771

PS -  It says the FICO Score Simulator is not available for Experian  (http://www.myfico.com/Products/FICOOne/Description.aspx)

And it also says 

*Positive factors, reflecting areas of your credit behavior that are helping your FICO score, are not currently available with the FICO report based on Experian data.

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  That doesnt mean they are not included in your score. it just means that they are not providing you with additional bullet points with written statements decribing the positive aspects of your report which are most effecting your score.

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+1. Prior to Experian stopping business with myFICO back when, the EX reports look the same as they do now (or at least based on the screen shot). Different formatting; that's all.