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Experian FICO's are back?!

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android01
Valued Contributor

Re: Experian FICO's are back?!

7179188666.jpg

EQ Fico 8 - 850
TU Fico 8 - 850
EX Fico 8 - 850
Message 171 of 208
android01
Valued Contributor

Re: Experian FICO's are back?!

So it appears that what is available to us here at myFICO are three scores:

 

TU98 with scores ranging from 336 to 843.

EQ Beacon 5.0 Facta with scores ranging from 334 to 818

EX Risk Model 08 with scores ranging from 316 to 850

 

Also listed in the table are mortgage and auto enhanced scores.  These are NOT representative of any scoring system that lenders use internally to determine your credit worthiness, but it's a good place to start.  Credit for this research is to those that "shall not be named" from the forum "that shall not be named" but I'm sure most of you have figured that out already. Smiley Surprised


@android01 wrote:

7179188666.jpg


 

EQ Fico 8 - 850
TU Fico 8 - 850
EX Fico 8 - 850
Message 172 of 208
Anonymous
Not applicable

Re: Experian FICO's are back?!

 

(Mod cut/edit): I'm sorry, I don't make the rules for this site but I do enforce them. Yes, I deleted the link, but anyone who is interested can google "actual fico score ranges" and look at the first result that comes up that is not from myfico.com and is entitled "Actual FICO Score Ranges."

 


With those somewhat detailed instructions, this is a great case of enforcing the letter rather than the spirit of the law!   Just don't search for [the forbidden topic] while you are there.....

Message 173 of 208
android01
Valued Contributor

Re: Experian FICO's are back?!

TTT.

EQ Fico 8 - 850
TU Fico 8 - 850
EX Fico 8 - 850
Message 174 of 208
TNTransplant
Established Contributor

Re: Experian FICO's are back?!


@LS2982 wrote:

Anyone have trouble getting the EX FICO with a freeze on your EX file?


Yes.  I had to unfreeze my file before I could pull it.


Starting Score: Jan 2012: EQ - 659, TU08 - 670, EX - ???
Current Score:April 2014: EQ - 772, TU08 - 782, EX - 754
Last App:3/21/14

Message 175 of 208
LS2982
Mega Contributor

Re: Experian FICO's are back?!

Grrrrrr!!!

Well It looks like im sticking with PSECU im not jumping hoops to unlock that file!



EQ FICO 548 3/3/16
Message 176 of 208
kevinjjc
Valued Contributor

Re: Experian FICO's are back?!


@CS800 wrote:

Just tried to buy mine and got this error:

 

---------------------------------------------------------------------

Our apologies, an error has occurred...

Thank you for visiting myFICO.com®.

 

We regret that we cannot provide you with your FICO-Scored Experian Credit Profile as Experian was unable to find credit records matching the personal identification information you submitted. Please Note: Your account has not been charged. You may see a pre-authorization for the purchase on your account. These funds are held temporarily and won't be posted as an actual charge until your order is complete. If you don't complete this order, this pre-authorization will be removed by your bank after a few days.

Thank you,

myFICO Customer Support


Do you have a security freeze on your Experian credit report?

Message 177 of 208
LS2982
Mega Contributor

Re: Experian FICO's are back?!


@kevinjjc wrote:

@CS800 wrote:

Just tried to buy mine and got this error:

 

---------------------------------------------------------------------

Our apologies, an error has occurred...

Thank you for visiting myFICO.com®.

 

We regret that we cannot provide you with your FICO-Scored Experian Credit Profile as Experian was unable to find credit records matching the personal identification information you submitted. Please Note: Your account has not been charged. You may see a pre-authorization for the purchase on your account. These funds are held temporarily and won't be posted as an actual charge until your order is complete. If you don't complete this order, this pre-authorization will be removed by your bank after a few days.

Thank you,

myFICO Customer Support


Do you have a security freeze on your Experian credit report?


I got that same msg and I have a freeze on all reports. What is strange is that I can pull EQ / TU with no problem and they are frozen as well.




EQ FICO 548 3/3/16
Message 178 of 208
Anonymous
Not applicable

Re: Experian FICO's are back?!

I had mine pulled from a Mortgage Lender on 6/7/2013 and it was 767, I just pulled it on here and it 706???

 

My Fico     Lender

EQ 766      766

TU 755      748

EX 706      767

 

 

 

Message 179 of 208
llecs
Moderator Emeritus

Re: Experian FICO's are back?!


@Anonymous wrote:

I had mine pulled from a Mortgage Lender on 6/7/2013 and it was 767, I just pulled it on here and it 706???

 

My Fico     Lender

EQ 766      766

TU 755      748

EX 706      767

 

 

 


Most mortgage lenders are using an EX FICO score that is over 10 years old.

Message 180 of 208
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