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So it appears that what is available to us here at myFICO are three scores:
TU98 with scores ranging from 336 to 843.
EQ Beacon 5.0 Facta with scores ranging from 334 to 818
EX Risk Model 08 with scores ranging from 316 to 850
Also listed in the table are mortgage and auto enhanced scores. These are NOT representative of any scoring system that lenders use internally to determine your credit worthiness, but it's a good place to start. Credit for this research is to those that "shall not be named" from the forum "that shall not be named" but I'm sure most of you have figured that out already.
@android01 wrote:
(Mod cut/edit): I'm sorry, I don't make the rules for this site but I do enforce them. Yes, I deleted the link, but anyone who is interested can google "actual fico score ranges" and look at the first result that comes up that is not from myfico.com and is entitled "Actual FICO Score Ranges."
With those somewhat detailed instructions, this is a great case of enforcing the letter rather than the spirit of the law! Just don't search for [the forbidden topic] while you are there.....
TTT.
@LS2982 wrote:Anyone have trouble getting the EX FICO with a freeze on your EX file?
Yes. I had to unfreeze my file before I could pull it.
@CS800 wrote:Just tried to buy mine and got this error:
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Our apologies, an error has occurred...
Thank you for visiting myFICO.com®.We regret that we cannot provide you with your FICO-Scored Experian Credit Profile as Experian was unable to find credit records matching the personal identification information you submitted. Please Note: Your account has not been charged. You may see a pre-authorization for the purchase on your account. These funds are held temporarily and won't be posted as an actual charge until your order is complete. If you don't complete this order, this pre-authorization will be removed by your bank after a few days.
Thank you,
myFICO Customer Support
Do you have a security freeze on your Experian credit report?
@kevinjjc wrote:
@CS800 wrote:Just tried to buy mine and got this error:
---------------------------------------------------------------------
Our apologies, an error has occurred...
Thank you for visiting myFICO.com®.We regret that we cannot provide you with your FICO-Scored Experian Credit Profile as Experian was unable to find credit records matching the personal identification information you submitted. Please Note: Your account has not been charged. You may see a pre-authorization for the purchase on your account. These funds are held temporarily and won't be posted as an actual charge until your order is complete. If you don't complete this order, this pre-authorization will be removed by your bank after a few days.
Thank you,
myFICO Customer SupportDo you have a security freeze on your Experian credit report?
I got that same msg and I have a freeze on all reports. What is strange is that I can pull EQ / TU with no problem and they are frozen as well.
I had mine pulled from a Mortgage Lender on 6/7/2013 and it was 767, I just pulled it on here and it 706???
My Fico Lender
EQ 766 766
TU 755 748
EX 706 767
@Anonymous wrote:I had mine pulled from a Mortgage Lender on 6/7/2013 and it was 767, I just pulled it on here and it 706???
My Fico Lender
EQ 766 766
TU 755 748
EX 706 767
Most mortgage lenders are using an EX FICO score that is over 10 years old.