Experian FICO's are back?!

kroberts67 · ‎06-13-2013

@HiLine wrote:
@fused wrote:
@Imhotrodcrazy wrote:
I'm ecstatic. I just pulled my EX and it is 842. My EX report is clean as a whistle. I only have one year to go for one PR to drop off of my EQ and TU reports. Hope those will hit 800 next June.
Good for you!

I was shocked when I just pulled my EX FICO score. Drum roll....

WOWWWWW!! So that score does exist!

FICO: EQ 814 | TU 847 | EX ? (Started in the low 500's... you can do it!)

Amex BCE $25000, Amex AP $20000, SFFCU Visa $15000 + LOC $5000, USAA Amex $6000, USAA MC $7000, Cap1 $9500, Freedom $12000, Slate $500, Barclays "RIP" SM $11500, USBank Cash+ $12500, Citi Diamond $11200, Citi Double Cash $12000, Care Credit $13500k.
My Credit Repair Journey

kroberts67 · ‎06-13-2013

@09Lexie wrote:
@fused

Good lord!

Years ago a landlord laughed at me when he pulled my 513... might as well had been a 300!

FICO: EQ 814 | TU 847 | EX ? (Started in the low 500's... you can do it!)

Amex BCE $25000, Amex AP $20000, SFFCU Visa $15000 + LOC $5000, USAA Amex $6000, USAA MC $7000, Cap1 $9500, Freedom $12000, Slate $500, Barclays "RIP" SM $11500, USBank Cash+ $12500, Citi Diamond $11200, Citi Double Cash $12000, Care Credit $13500k.
My Credit Repair Journey

kroberts67 · ‎06-13-2013

@vpae wrote:
@fused wrote:
@Imhotrodcrazy wrote:
I'm ecstatic. I just pulled my EX and it is 842. My EX report is clean as a whistle. I only have one year to go for one PR to drop off of my EQ and TU reports. Hope those will hit 800 next June.
Good for you!

I was shocked when I just pulled my EX FICO score. Drum roll....

OMG I feel like we have a celebrity in our midst! What did you think you're score was before you hit "submit order", were you close at all?

FICO: EQ 814 | TU 847 | EX ? (Started in the low 500's... you can do it!)

Amex BCE $25000, Amex AP $20000, SFFCU Visa $15000 + LOC $5000, USAA Amex $6000, USAA MC $7000, Cap1 $9500, Freedom $12000, Slate $500, Barclays "RIP" SM $11500, USBank Cash+ $12500, Citi Diamond $11200, Citi Double Cash $12000, Care Credit $13500k.
My Credit Repair Journey

USF813 · ‎06-13-2013

I just bought one, and I wish I hadn't. Have a collection from 2010 by TMobile. EX FICO is lower than FAKO, and almost 90 points lower than my TU FICO. Wish there was a way to get that collection removed - it was settled in full.

ktl72455 · ‎06-13-2013

I stalk this site, how did I miss this post!!! just pulled mine!! I'd spend 20.00 anytime to avoid a HP from a lender for this score!

USF813 have you tried a GW letter?

From MI.
12/4/12 TU 589 MyFico ~EQ 579 MyFico ~EX 577(Fako)

Myfico 8 scores
6/12/20 TU 803 ~ EQ 814~ Ex 784
My Wallet: Cap1 3,500K ~FH 2950~Credit One 1750~Credit one #2 1250~Orchard Bank 400 ~NFCU nRewards 18,000~NFCU Cash Rewards 18,500 ~Care Credit 12000~Discover 6000~Lowes 5450~ Amex 5400.00 ~ Harvest King 8000 ~ Langley~Penfed~Service CRU~red stone cru~
UTL 17%

USF813 · ‎06-13-2013

Ktl - No, I haven't. What is a GW letter?

enharu · ‎06-13-2013

Usf, it is a goodwill letter. U can find more info about it in the rebuilding section.

JPMorgan Palladium (100k), AmEx Platinum (NPSL), AmEx SPG (46k), AmEx BCP (42k), Chase Sapphire Preferred (47k), Citi Prestige (31k), Citi Thank You Preferred (27k), Citi Executive AAdvantage (25k), JPMorgan Ritz-Carlton (21k), Merrill+ (15k), US Bank Cash+ (22.5k), Wells Fargo (12k), Bloomingdale’s (12.4k), Chase Freedom (5k), Discover IT (5k).

bluesnowman · ‎06-13-2013

Wow, I didn't think my score was going to be that good. It came back as 733 (not bad for me at least.)

Bank of America: Cash Rewards.- 4.2k. 4/25/12 (CLI Increase 6/15/13, CLI May of 2015, sept 2015), Citi: Forward- 4.5k. 10/27/12 (CLI on 2/8/14, SP, CLI on 9/26/15 sp). Discover: More- 7k, 10/27/12 (Increase 6/1/14, CLI in May of 2015, SP 9/2015) Amex: PRG- NPSL (closed 12/13/13). 11/24/12. Chase: Freedom. 5/1/13- 5k (EX CLI HP 9/2015) Southwest Rapid Rewards Plus.-3.6k. 6/15/13. Amex BCE-2k. 12/7/13. Amex SPG-5k 12/8/13 (CLI on 9/2015) Capital one VentureOne Visa Signature-10k (9/6/15). Citi AAdvantage Platinum Select World MasterCard-4K. Last App: 9/6/15. Total cl: 45,300

RockinRay · ‎06-13-2013

I hate to be the bubble breaker here, but if you read Consumer Reports magazine, there is a write up on FICO scores this month and they state there are many, many different scores that they sell based on the lendor.

Their take, a waste of money...

Ray

** Every Card has a Job, and Every Card does its Job **

kroberts67 · ‎06-13-2013

I bit the bullet. I'm at 647, at least it's up 38 points from April!

FICO: EQ 814 | TU 847 | EX ? (Started in the low 500's... you can do it!)

Amex BCE $25000, Amex AP $20000, SFFCU Visa $15000 + LOC $5000, USAA Amex $6000, USAA MC $7000, Cap1 $9500, Freedom $12000, Slate $500, Barclays "RIP" SM $11500, USBank Cash+ $12500, Citi Diamond $11200, Citi Double Cash $12000, Care Credit $13500k.
My Credit Repair Journey

Re: Experian FICO's are back?!

Re: Experian FICO's are back?!

Re: Experian FICO's are back?!

Re: Experian FICO's are back?!

Re: Experian FICO's are back?!

Re: Experian FICO's are back?!

Re: Experian FICO's are back?!

Re: Experian FICO's are back?!

Re: Experian FICO's are back?!

Re: Experian FICO's are back?!