No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
What cards pull Experian only? I have 1 HP on Experian in the last 2 years and I think that's it for me before making my way into the garden. FYI, I have 0 revolving on my CR's as of right now, so I'm likely not getting approved for super-sexy cards or anything.
Thank you!
Amex
Chase
Citi
You should also look up the credit pull database. I know in Arizona, Chase has only ever pulled EXP for me.
@Anonymous wrote:
None of those listed are guaranteed to pull experian only. Basically big card issuers can and do pull from all bureaus, but tend to pull from certain ones in certain geographic areas. For guaranteed experian pull, look to some of credit unions that pull only from experian. Lots of cu in west coast are experian only.
This is true as Citi and Chase pulled EQ and AMEX pulled EX (FL). Whogavemecredit.com is fairly accurate but I have seen discrepancies there also.
...and keep in mind that some may pull multiple depending on credit.
@takeshi74 wrote:...and keep in mind that some may pull multiple depending on credit.
+1
Chase pulled EX and TU
Citi pulled EX and EQ
I was borderline because of an old PR on my EX.
@Anonymous wrote:
None of those listed are guaranteed to pull experian only. Basically big card issuers can and do pull from all bureaus, but tend to pull from certain ones in certain geographic areas. For guaranteed experian pull, look to some of credit unions that pull only from experian. Lots of cu in west coast are experian only.
I'm in NJ and Chase pulled TU for me in August.
I have applied for Citi - Discover - Chase - each 2-4 times in the past 2 years - And never did any of them pull anything BUT EXP - As a result I have 12 HP inq on Ex - and just 3-4 on EQ and TU - Disc- pulled TU once and EQ once when I requested a CLI. Do not have Chase - Just got Citi - Do not know what either pull for CLIs