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Experian pulls

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Anonymous
Not applicable

Experian pulls

Does anyone know who pulls experian only?
11 REPLIES 11
Anonymous
Not applicable

Re: Experian pulls


@Anonymous wrote:
Does anyone know who pulls experian only?

American Express

Message 2 of 12
Anonymous
Not applicable

Re: Experian pulls


@Anonymous wrote:
Does anyone know who pulls experian only?

Bank of America

Chase double pull with EQ

The new card in town- Blispay as well

Message 3 of 12
Loquat
Moderator Emeritus

Re: Experian pulls

Bank of America

Message 4 of 12
wasCB14
Super Contributor

Re: Experian pulls

Amex is an EX puller in the vast majority of total cases, but there are plenty of times that Chase and BofA pull EQ or TU (at least in some states) along with EX.

 

Look on CreditBoards if you want a useful sample size.

Personal spend: Amex Gold, Amex Schwab Plat., BofA PR+CCR(x2), Costco
Business use: Amex Bus. Plat., BBP, Lowes Amex AU, CFU AU
Perks: Delta Plat., United Explorer, IHG49, Hyatt, "Old SPG"
Mostly SD: Freedom Flex, Freedom, Arrival
Upgrade/Downgrade games: ED, BCE
SUB chasing: AA Platinum Select
Message 5 of 12
Anonymous
Not applicable

Re: Experian pulls

This is situational but chase only pulls experian for me
Message 6 of 12
SunriseEarth
Moderator Emeritus

Re: Experian pulls

I have to provide the caveat that credit pulls are a YMMV situation, depending on your region and other factors.   This is why you often see posts like "I'm in CA and Discover pulled EQ for me".

 

That said, of my current lenders that pulled EX only (I'm in Southern California):

 

AMEX

Blispay

BofA

Citi

DSNB (Macy's) 

US Bank

Wescom (CU for SoCal residents)

 

I applied for Chase and they pulled EX, but they denied due to too many new accounts (right before the 5/24 rule became widely known).   Overstock (Comenity) was an SP on EX to open, but I've recently closed that account.

 

 



Start: 619 (TU08, 9/2013) | Current: 804 (TU08, 10/07/25)
BofA CCR WMC $75000 | AMEX Cash Magnet $64000 | Disney Premier VS $52000 | Discover IT $46000 | NFCU cashRewards Plus WMC $33000 |Venmo VS $30000 | Cash+ VS $30000 | Macy's AMEX $25000 | Ralphs Rewards WEMC $25000 | Synchrony Premier $24,200 | Citi Custom Cash MC $22600 | GS Apple Card WEMC $22000 | WF Attune WEMC $22000 | Freedom Flex WEMC $18000 | Amazon VS $15000 | Target MC $14500 | BMO Harris Cash Back MC $14000 | Sephora VS $11900 | Belk MC $10000 | Rakuten AMEX $10000 | Wayfair MC $9500 |~~
Message 7 of 12
Anonymous
Not applicable

Re: Experian pulls

Oh yeah citi was ex for me. Texas btw
Message 8 of 12
Creditplz
Valued Contributor

Re: Experian pulls

Citi, Amex, Chase, Blispay, U.S. bank, Elan Financial, NASA FCU, BofA... They have all pulled EX for me in CA
Message 9 of 12
Loquat
Moderator Emeritus

Re: Experian pulls

I'm in the midwest and PNC pulled EX only...the last time I was denied with Chase they pulled EX and TU.

Message 10 of 12
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