Express Credit Card

Anonymous · ‎05-14-2015

Who does express pull and is the card worth it if you shop there a lot?

Callandra · ‎05-14-2015

I've heard it's EX (might want to google Credit Pulls Database); but try the Shopping Cart Trick first!

It does seem to be worth it if you're a big Express shopper (I've considered it since I LOVE Express but I still regret my VS card) since they do give out a lot of coupons and discounts.

Quicksilver $10,000 | Better Balance Rewards $2000 | Sallie Mae $3500 | Freedom $3500

Last HP: 9/27/2015

Anonymous · ‎05-14-2015

I should of got one when I used to work there bc the one where I live closed a few months ago

Shopping cart trick hasn't worked for me. I try every week. No luck :/

Anomalous · ‎05-14-2015

I received an offer in the mail to apply. Used the code given and it was only a SP. I have two other Comenity accounts so I guess that's how I got it. The card is worth it if you shop Express. I really like their Essential Shirt for work.

It didn't take me long to rack up points and get upgraded to the A-List store card. Keep trying for the pop-up. They are slow to grow CLs that I wouldn't take a HP for it. I'm at 6 months and they still want me to show history on the card before a CLI. I think 9 months is the magic number. Good luck on whatever you decide!

Keep both your credit and your body in top shape!

Anonymous · ‎05-15-2015

Thank you for the info. Yeah I'll wait and keep trying the sct. Not wasting a HP on them!!!

Anonymous · ‎05-15-2015

@Anonymous wrote:
Who does express pull and is the card worth it if you shop there a lot?

They pull Equifax as far as I have read and from my own experience and 3 family members as well.

If you shop there alot it may be worth the HP if you haven't gotten the popup yet.

From your card lineup in your sig, it doesn't look like that EQ inquiry will be used for anything else exciting anytime soon. What credit card are you saving up that EQ inquiry for?

Pway · ‎05-15-2015

Yes I took a HP for this card, and I love it. The numerous coupons I receive in the mail. I save so much money with their coupons. I just did not like the starting limit of 250 but it has recently grew.

Thank you for the wealth of knowledge I have learned from these forums. I am logging off as of November 9, 2022. I wish everyone great success.

bobbay · ‎05-15-2015

@Anonymous wrote:
Who does express pull and is the card worth it if you shop there a lot?

IMO this is the worst comenity card when it comes to CLI's. All their other cards are 5x to 10x what this card has grown to and this was my first card with them.

Current Score: EX 712 4/28/15, TU 713 4/14/14 lender pull, EQ 723 9/16/15, 740 EQ bankcard 8 6/1/15 lender pull
Last app 03/12/17

Anonymous · ‎05-17-2015

I'm not saving it for anything. Just don't to app for anything if it's not worth it. I already have 2 store cards, but I love express and shop there a lot so I was wondering.

Creditaddict · ‎05-17-2015

Express and the coupons make it silly to shop there and not use their store card!