FICO score moving in the right direction...

Anonymous · ‎03-29-2012

From TU quarterly monitoring:

Your FICO® score has gone from 739 to 757

Your TransUnion score has gone from 739 on 2/20/2012 to 757 on 3/29/2012.

18pts...and I'll take it!

This report is also showing 21% utl and I'm @18% now so I'm guessing it'll go up more as the utl continues to come down.

I'm loving this!

3pts from 760 too!!!

Gardening

LS2982 · ‎03-29-2012

@Anonymous wrote:
From TU quarterly monitoring:
Your FICO® score has gone from 739 to 757
Your TransUnion score has gone from 739 on 2/20/2012 to 757 on 3/29/2012.
18pts...and I'll take it!
@Anonymous report is also showing 21% utl and I'm @Anonymous% now so I'm guessing it'll go up more as the utl continues to come down.
I'm loving this!
3pts from 760 too!!!
Gardening

Big Congrats!!!!!

EQ FICO 548 3/3/16

Erica1 · ‎03-29-2012

Congrats! Very nice score to begin with but an increase to that is awesome. Very drool worthy scores...I'm sure a lot of us here wish we had those Soon...

2/22/13: TU-716, EX-702, 4/24: EQ-749
2/20/14: TU-695, EQ-671
Goal: mid-700's

Anonymous · ‎03-29-2012

Great job! Congrats!

Anonymous · ‎03-29-2012

Thanks Everyone!

I'm really excited about moving into a new level with my scores!

The best part of working on my lower EQ score is that I know the other ones are going up as well

mAndrew1980 · ‎03-29-2012

Yay Tubesock!!!!! That is awesome! I swear the key to credit building is GARDENING, GARDENING, GARDENING! Wow you are nearing the 760 club. With a 760 credit score you can get whatever you want.

You see a car you like? You'll get the best terms possible.

You see a condo you like? You'll get the absolute lowest interest rate.

Credit card with flyer miles? Yessir!

I hope to be joining you in the 760 club soon myself. My TU quarterly monitoring report/score is due I believe in a week or so.

Transunion: 713 FICO (5/13/2014) MyFico
Experian: 789 FICO (4/10/12) Lender Pull
Equifax: 695 FICO (1/10/14) MyFico

My cards: Chase United Mileage Plus 7000CL (3/12), CITI Simplicity 1800CL (9/12), Cap1 Platinum 1000CL (2/10), Cap1 Cash back 1500CL (11/11), Apple Barclay's 2500CL (11/11), Discover IT 6000CL (5/13)

My Primary Financial Goal is to put down my utl%.

Anonymous · ‎03-29-2012

@mAndrew1980 wrote:
Yay Tubesock!!!!! That is awesome! I swear the key to credit building is GARDENING, GARDENING, GARDENING! Wow you are nearing the 760 club. With a 760 credit score you can get whatever you want.

You see a car you like? You'll get the best terms possible.

You see a condo you like? You'll get the absolute lowest interest rate.

Credit card with flyer miles? Yessir!

I hope to be joining you in the 760 club soon myself. My TU quarterly monitoring report/score is due I believe in a week or so.

I know, I know, I know! It's just so surreal! Buying a home next year with the best possible terms is why I'm getting my house in order (pun intended). Just a matter of time!