FNBO Design Your Card

[gdale6]

Hi all,

To my dismay I was informed of an HP to my EX file from FNBO. I gave credit services a call as I had not apped for anything new nor requested CLI online (which is an HP, by the way) I was asked if I requested a new card for my bucksback visa, which I had, I requested a personalized picture card about a week ago, was then told that requesting such a card will result in a HP for security purposes so I am just letting you all know had I known this I would never have even bothered an image card is not worth an HP.

[mattmyFIC0]

Wow.... That is ridiculous! Pretty soon they will want a HP if you want to login to their online services.

[CreditCuriosity]

Wow seriously for security... I would be very upset!  Sorry this happened to you and for sharing with others.

[happypill]

Wow!  That is horrendous.  Thanks for sharing.

[Anonymous]

That is probably the most ridiculous thing I have heard.

[CreditMagic7]

Wow I am speechless. Thank You gdale for the heads up on that.

For those who might been considering to do the same (and can catch this post) you just saved them from a HP.

[Anonymous]

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@gdale6 wrote:

Hi all,

To my dismay I was informed of an HP to my EX file from FNBO. I gave credit services a call as I had not apped for anything new nor requested CLI online (which is an HP, by the way) I was asked if I requested a new card for my bucksback visa, which I had, I requested a personalized picture card about a week ago, was then told that requesting such a card will result in a HP for security purposes so I am just letting you all know had I known this I would never have even bothered an image card is not worth an HP.

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sorry to hear, you should maybe try the process again but not submit and see if there were any specific disclosures during the process. If there weren't I would definitely try and get it removed. That is an unfortunate business practice. 

[xvassagox]

That's odd. I got my Bucksback card personalized probably back in April or May and I didn't see any HP for it.

[longtimelurker]

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@Anonymous wrote:

That is probably the most ridiculous thing I have heard.

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Really?   Very sheltered life then!  I don't think it makes the 10, 000th this year, especially with the US election and Brexit!

[woodyman100]

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@gdale6 wrote:

Hi all,

To my dismay I was informed of an HP to my EX file from FNBO. I gave credit services a call as I had not apped for anything new nor requested CLI online (which is an HP, by the way) I was asked if I requested a new card for my bucksback visa, which I had, I requested a personalized picture card about a week ago, was then told that requesting such a card will result in a HP for security purposes so I am just letting you all know had I known this I would never have even bothered an image card is not worth an HP.

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Got mine just in time! Personalized my Platinum a month and a half ago with no HP.

Lets hope Capital one doesn't start this