FNBO - Non-Use Closure

[minski]

Just curious, how long does FNBO take before closing a card for non-use? Since they converted my TravElite card to a standard 1

5x card, I stopped using it and expected them to close my card but 2 years and some months later, it is still open. 

(I don't want to deal with phoning in which is why I just allow my cards to be closed for inactivity.)

[FireMedic1]

If you dont want it. Call. Takes 5 mins at most. Then on your reports it will say Closed by Consumer and not Closed by Creditor. Then theres no question why did the creditor close the account.

[Hoben02]

Usually Fnbo will give you a warning. In my case with the mgm credit card it was six months of non use I got an email that they were looking at closing it so I put charges on it

[Lou-natic]

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@minski wrote:

Just curious, how long does FNBO take before closing a card for non-use? Since they converted my TravElite card to a standard 1

5x card, I stopped using it and expected them to close my card but 2 years and some months later, it is still open. 

(I don't want to deal with phoning in which is why I just allow my cards to be closed for inactivity.)

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You took more time to log into the forum and create this post than it would take "phoning in" to close the card. It's not difficult.

[Beefy1212]

Not going to brow beat you to close it, since that doesn't seem to be your desire, just buy a soda every 2-3 months if you want to keep it open. 

[GApeachy]

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@minski wrote:

(I just allow my cards to be closed for inactivity.)

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How many have you had closed due to inactivity?