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I'd like to help my credit with a higher limit card and I have around $2500 I could put in a secured card. Are there cards which unsecure within 6 or so months? If not, which are the fastest to unsecure and which do you recommend as the best secured cards?
@Anonymous wrote:I'd like to help my credit with a higher limit card and I have around $2500 I could put in a secured card. Are there cards which unsecure within 6 or so months? If not, which are the fastest to unsecure and which do you recommend as the best secured cards?
I do believe the Bank of America secured card is the fastest at 12 months. And its not guaranteed.
@Anonymous wrote:I'd like to help my credit with a higher limit card and I have around $2500 I could put in a secured card. Are there cards which unsecure within 6 or so months? If not, which are the fastest to unsecure and which do you recommend as the best secured cards?
If you don't mind a HP after 6 months, go with BofA secured card. Make sure that you get the cash rewards version, if not, a simple secure chat with your request will give you the card. After 6 statements you can ask for a review and get your card unsecured.
If you request the graduation most likely you will not get a CLI, but you can use the same HP from graduation for a CLI just call the backdoor number after a few days. Someone even called more than once and got 2 increases IIRC.
Good luck
BofA secured card cash rewards
Bank of America BankAmericard Cash Rewards secured credit card. Not only is it one of the rare secured credit cards that offer rewards, it also graduates the fastest and most consistently.