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Fastest CLI denial ever..

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Anonymous
Not applicable

Fastest CLI denial ever..

So I decided to get crazy and ask for a CLI w/ OldNavy.  I went from 300 to 500 recently (auto), but am still bothered by my lowest limit.
 
It took all of about 2 seconds for it to respond with a denial after hitting the NO-LUV button.
 
My question --
 
Do you think the computer looked at my recent CLI and automatically said no way?   I poked around on here for OldNavy cli's but I'm still curious.
 
TIA
 
-P
Message 1 of 10
9 REPLIES 9
Anonymous
Not applicable

Re: Fastest CLI denial ever..

I'd think the denial was due more to your recent cli, than anything else. I get those's all the time. LOL
Message 2 of 10
Marvintran
Regular Contributor

Re: Fastest CLI denial ever..

Hi WPP,
Old navy is by BEMB and they are very stingy with CLI
I have a Banana Republic card since 01 and my limit was 1950 and I press the Luv Button and got a 200 increase to 2150 wow what big increase huh? LOL
Message 3 of 10
Red1Blue
Super Contributor

Re: Fastest CLI denial ever..

I have Old Navy started with $200 CL and it is still at $200. Every time I ask for CLI it says I have to maintain 4 months. It is not really months it is 4 statements. If there is no balance then no statment cut. So best thing is either make small charges and make sure the statement cuts and then make the payment. After 4 statements ask for CLI. You can ask for CLI after every 4 statements.
Message 4 of 10
Anonymous
Not applicable

Re: Fastest CLI denial ever..

LOL! This sounds like my cli denial from jcp! Took all of 2 secs!
Message 5 of 10
Anonymous
Not applicable

Re: Fastest CLI denial ever..

Thanks for the replies!
 
The card was opened in March of 06, so it just turned two.  Highest balance ever is 271, I never carried a balance longer than 4 months.  (I just looked up the particulars, lol, I thought I carried a balance longer than that and that the card itself was a few years older - whoops.)
 
Oh well.  What can ya do? Smiley Happy
Message 6 of 10
Anonymous
Not applicable

Re: Fastest CLI denial ever..



@Anonymous wrote:
Thanks for the replies!
Oh well. What can ya do? Smiley Happy





Go to Vegas, play roulette, and get free drinks? Smiley Very Happy
Message 7 of 10
Anonymous
Not applicable

Re: Fastest CLI denial ever..



Sylviatob wrote:
Go to Vegas, play roulette, and get free drinks? Smiley Very Happy


Sounds like a plan!!  Three months is a looooong time to wait for something that good, though!
 
Hmmm...  sounds like I need a day at the riverboats!
 
Smiley Happy
Message 8 of 10
laryn41
Frequent Contributor

Re: Fastest CLI denial ever..

Do they do a hard pull for a increase?
 
Message 9 of 10
Anonymous
Not applicable

Re: Fastest CLI denial ever..



laryn41 wrote:
Do they do a hard pull for a increase?
 


If they did it hasn't shown up yet (just pulled TC).  That would be a FAST hard pull if they did!  Yikes!
Message 10 of 10
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