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Favourite Credit Card

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Imhotrodcrazy
Valued Contributor

Re: Favourite Credit Card

US Bank, they have given me very generous cl's and no matter what amount I charge, it's never a problem. 

FICO 08
TU 842 12/8/18
EX 840 12/29/18
EQ 842 12/8/18
(NASA 30K) ( Amex 44k ) ( Freedom 10.6K ) ( US Bank Cash+ 20k, LOC 15k ) Winners never quit, and quitters never win
last app 2/15
Message 31 of 57
Anonymous
Not applicable

Re: Favourite Credit Card

Good thread!

 

For me, at this point in time, it's my Amex Green. It has a good amount of purchasing power relative to my needs -- I recently found out that I have a $5000/mo internal spending limit. I earn rewards with it -- I'm saving up my points to help pay for a trip. And, I like the buyer protection that comes with it.

 

But, the thing that I like the best about it is the magic of Amex backdating. I've had this particular card since last May, but it was backdated to 1987. Not only is this a boon for my reports, but it's a boost to my emotional well-being as well. Yes, I got back in with Amex while in rebuilding mode -- go figure. Looking at the "Member Since '87" embossed on my card makes me feel like the time in my life when I had pretty good credit -- many years ago -- still counts for something. And, I'm well on the road to having respectible credit once again. So, for both practical and sentimental reasons, this card is my current favorite.

Message 32 of 57
laboi_22
Established Contributor

Re: Favourite Credit Card

BofA 1-2-3 is my everyday card along with my AMEX Zync! Love that Zync!!!

Current Scores: EX - 728 FICO (5/11/13) TU - 771 FICO (7/02/13) EQ ??

Current Cards: Chase Freedom $5,000, CSP $5,700, BofA Visa Signature $15,000, AMEX BCE $6,000, Walmart $4,150, Gap Visa $10,000, JC Penny $5,800, Lowes $8,500, Dillard's AMEX $8,000, AMEX Hilton HHonors - $2,000, Chase United $12,000, Citi AAdvantage & Simplicity $6,000/$6,000, SPG AMEX $1,000
Message 33 of 57
mmduluth
Frequent Contributor

Re: Favourite Credit Card

My Chase Freedom. The 5% categories earn me a lot of points plus the bonus for having a Chase checking account really add up fast. The fact that I can combine my points from my Freedom and Sapphire is a HIGE plus! I earned $37 in cash back last month. I'm happy with that.

EQ FICO - 718 - 01/10/2012 EX FICO - 732 - 04/28/2012 (AMEX)

Cap1 Platinum (1000) Macy’s (2000) Chase Freedom (3000) Kohls (600) Best Buy (2700) Amex BCE (8200) Chase Sapphire (5000) CarCare1 (1600) Discover IT (4000)
Message 34 of 57
Anonymous
Not applicable

Re: Favourite Credit Card

The one who approves my next application.

Message 35 of 57
Anonymous
Not applicable

Re: Favourite Credit Card

BoA AmEx Cash Rewards is my go-to card for 1.25% cash on everything.  So if I had to pick one card it would be that.

PenFed Visa Platinum Cash Rewards for 5% cash on gas (unfortunately they cut the reward for groceries).

Chase Amazon Visa for 3% at Amazon.  The way they set it up to redeem the money directly at Amazon is really nice.

 

I need to look into that AmEx Blue Cash Everyday a couple of you mentioned.  3% on groceries would be nice to have again.

Message 36 of 57
xboxrunner
Regular Contributor

Re: Favourite Credit Card

Citi Dividend / Chase Freedom combo. 5% rotating Cashback ^___________^

Transunion - 820 (9/8/21)
Equifax Fico 8 - 832 (9/8/21)
Vantagescore - 821 (3/20/21)
Message 37 of 57
LS2982
Mega Contributor

Re: Favourite Credit Card


@Anonymous wrote:

The one who approves my next application.


Smiley Very Happy




EQ FICO 548 3/3/16
Message 38 of 57
credithappy
Regular Contributor

Re: Favourite Credit Card

My favorite card is Amex BCP I have received $125.00 so far. The rewards are "GREAT" like Tony tiger said on the frosted flakes commercial years ago.
Amex Green - Amex BCP - Amex Everyday Card - Amex Rose Gold - Elan Visa - Xcel FCU Visa - Walmart MC - Sam's MC - Macy's - Bloomingdales - Nordstrom - Sam's Club CC - Discover IT and US Bank Visa FlexPerks - AMEX HHonors - NAVcheck - NAVcashRewards Sig Visa, NAVgoRewards MC, Chase Amazon VISA, BoA CashRewards VISA - Chase Marriott Reward Premier CC, Jetblue Card MC, PenFed Power CR Visa Signature Card, Chase Freedom, Nordy VISA and BBVA
Message 39 of 57
LS2982
Mega Contributor

Re: Favourite Credit Card


@credithappy wrote:
My favorite card is Amex BCP I have received $125.00 so far. The rewards are "GREAT" like Tony tiger said on the frosted flakes commercial years ago.

Is that amount in rewards earned from purchases or a sign on bonus?




EQ FICO 548 3/3/16
Message 40 of 57
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